Martin Krukowski, photo from INDEPENDENCE HOME LOANS LLC

Martin Krukowski

Junior Loan Officer (IGNITE) at INDEPENDENCE HOME LOANS LLC

NMLS ID 2854165 (opens in a new tab) · verify at NMLS Consumer Access

Martin Krukowski (NMLS 2854165) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Missouri.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Missouri state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Martin licensed in Missouri?
Yes. Missouri regulator records list a license as active (verified 2026-10-19).
Source: Missouri state regulator (opens in a new tab)
What lender does Martin work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How much experience does Martin have?
Martin states 20 years of experience.
Source: the loan officer's own statement (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Missouri

    ✓ Confirmed with the state regulator: MO (opens in a new tab), verified 2026-10-19. Source: State of Missouri (see disclaimer).

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Education
    Bachelor's degree, North Central College
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · finance.mo.gov (opens in a new tab)verified 2026-10-19
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Martin Krukowski (NMLS 2854165), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/martin-krukowski-2854165, last verified 2026-10-19.

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