Frank Fradi, photo from INDEPENDENCE HOME LOANS LLC

Frank Fradi

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 2126307 (opens in a new tab) · verify at NMLS Consumer Access

Frank Fradi (NMLS 2126307) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Illinois since 2022 and in Florida, Delaware, Missouri and 5 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Frank licensed in Florida?
Yes. Florida regulator records list license LO148602 as active, first effective June 10, 2026 (verified 2026-10-15). LenDb has 8 other states on file for Frank.
Source: Florida state regulator (opens in a new tab)
What lender does Frank work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has Frank been licensed?
The earliest state license record LenDb holds for Frank is from January 25, 2022 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Illinois state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO148602, first effective 2026-06-10), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (57437, first effective 2026-05-28), OR (opens in a new tab), WI (opens in a new tab) (2126307, first effective 2026-06-16), CA DFPI (opens in a new tab) (CA-DFPI2126307, first effective 2024-11-14), IL (opens in a new tab) (31.0075232, first effective 2022-01-25), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Frank Fradi is an Executive Loan Officer. They are a University of Michigan graduate with a finance and accounting background. Outside of work, they enjoy family time, hiking, traveling and boxing.

    Our summary of the lender page. Verified 2026-10-26.

    Education
    University of Michigan graduate
    Source (opens in a new tab), verified 2026-10-26

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Summarylender site · independencehl.com (opens in a new tab)verified 2026-10-26
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-26
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Frank Fradi (NMLS 2126307), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/mohammed-fradi-2126307, last verified 2026-10-30.

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