Miles Gagg

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC · Scottsdale, AZ

NMLS ID 2066630 (opens in a new tab) · verify at NMLS Consumer Access

Miles Gagg (NMLS 2066630) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC in Scottsdale, Arizona, licensed in Texas since 2023 and in Florida, Connecticut, Delaware and 8 more states. Miles's own profile lists VA loan as a focus.

Last verified 2026-10-30. Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Colorado state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: November 1, 2023 (Texas), per state regulator
12 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Miles licensed in Florida?: Yes. Florida regulator records list license LO125675 as active, first effective January 26, 2024 (verified 2026-10-15). LenDb has 11 other states on file for Miles.; Source: Florida state regulator (opens in a new tab)
Does Miles do VA loans?: Miles's profile lists VA loan as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Miles work for?: INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, from the Scottsdale, AZ office, per the lender's own site (verified 2026-10-15).; Source: lender site (opens in a new tab)
How long has Miles been licensed?: The earliest state license record LenDb holds for Miles is from November 1, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.; Source: Texas state regulator (opens in a new tab)

Specialties

Focus

Focus: VA loan(from their lender profile page)

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Texas, Connecticut, Delaware, Colorado, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Illinois

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125675, first effective 2024-01-26), TX (opens in a new tab), CT (opens in a new tab) (LO-2066630), DE (opens in a new tab), CO (opens in a new tab) (100537666, first effective 2023-11-13), AR (opens in a new tab), IA (opens in a new tab) (51030, first effective 2023-11-09), OR (opens in a new tab), WI (opens in a new tab) (2066630, first effective 2023-11-16), CA DFPI (opens in a new tab) (CA-DFPI2066630, first effective 2023-12-27), MD (opens in a new tab), IL (opens in a new tab) (31.0083245, first effective 2023-11-09), verified 2026-10-15.

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Employment history

INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · Scottsdale, AZ · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Miles Gagg is an Executive Loan Officer based in Scottsdale, Arizona, with a career spanning over 4 years. Earlier, at a veteran-owned bank, they specialized in working with veterans and rose to Vice President. Outside work they enjoy football, gym sessions and travel.

Our summary of the lender page. Verified 2026-10-15.

Experience: over 4; Source (opens in a new tab), verified 2026-10-15
Role: Vice President (earlier role at a veteran-owned bank); Source (opens in a new tab), verified 2026-10-15
Also: one of the company's top Loan Officers at a previous lender; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · idfpr.illinois.gov (opens in a new tab)	verified 2026-10-28
Specialties	lender site · independencehl.com (opens in a new tab)	verified 2026-10-26
Summary	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
Contact	lender site · independencehl.com (opens in a new tab)	verified 2026-10-15
Photo	state regulator · independencehl.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

Also available as Markdown, JSON, or via the API.

Cite as: Miles Gagg (NMLS 2066630), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/miles-gagg-2066630, last verified 2026-10-30.

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