Loan programs · Minnesota
Construction loan officers in Minnesota
As of 2026-10-09, LenDb lists 31 loan officers licensed in or based in Minnesota whose lender pages show Construction loan work. The top-ranked are Cameron Gemoets (CrossCountry Mortgage, Cleveland), Gail Vinje (CrossCountry Mortgage, Bloomington) and Dave Amelsberg (CrossCountry Mortgage, Stillwater). Ranking is lender-neutral: specialty evidence first, then a license in MN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Cameron GemoetsNMLS 2701842
CrossCountry Mortgage · Cleveland, OH · licensed in 12 states
- Construction loan
- FHA loan
- USDA loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Gail VinjeNMLS 335942
CrossCountry Mortgage · Bloomington, MN
- Construction loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Bloomington, MN
- States 30 years of experience (lender page, 2026-10-09)
- 3
Dave AmelsbergNMLS 373394
CrossCountry Mortgage · Stillwater, MN · licensed in 2 states
- Construction loan
- Down payment assistance
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Stillwater, MN
- States 20 years of experience (lender page, 2026-10-09)
- 4
Denise PattenNMLS 179996
U.S. Bank · Bank · Hopkins, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Hopkins, MN
- Licensed since 2013 (per Florida records)
- 5
Aaron EideNMLS 1481663
U.S. Bank · Bank · Minneapolis, MN · licensed in 3 states
- Construction loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Minneapolis, MN
- Licensed since 2019 (per Florida records)
- 6
Andy RiemenschneiderNMLS 409653
CrossCountry Mortgage · Stillwater, MN · licensed in 7 states
- Construction loan
- VA loan
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Stillwater, MN
- Licensed since 2018 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 7
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Construction loan
- Self-employed
- Jumbo loan
- USDA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Candace CagleNMLS 878436
CrossCountry Mortgage · Houston, TX · licensed in 4 states
- Construction loan
- First-time buyer
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Jeffrey AronheimNMLS 235233
CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states
- Construction loan
- Non-QM loan
- Real estate investor
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 10
Darrin ShemonNMLS 315457
Homeowners Financial Group · Waite Park, MN · licensed in 2 states
- Construction loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Waite Park, MN
- States 28 years of experience (lender page, 2026-10-09)
- 11
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 12
Mark SteilNMLS 452837
U.S. Bank · Bank · Plymouth, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Plymouth, MN
- 13
Jon O'ReillyNMLS 501956
U.S. Bank · Bank · Rochester, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Rochester, MN
- 14
Bradley JohnsonNMLS 501957
U.S. Bank · Bank · White Bear Lake, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in White Bear Lake, MN
- 15
Don HansonNMLS 502003
U.S. Bank · Bank · Edina, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Edina, MN
- 16
Karl SchlichtingNMLS 524093
U.S. Bank · Bank · Woodbury, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Woodbury, MN
- 17
Heather Burns-MyhreNMLS 1146437
U.S. Bank · Bank · Rochester, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Rochester, MN
- 18
Peg MeaderNMLS 1240431
U.S. Bank · Bank · Hopkins, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Hopkins, MN
- 19
Ryan HannaNMLS 1544200
U.S. Bank · Bank · Hopkins, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Hopkins, MN
- 20
Jessica WidenNMLS 1616722
U.S. Bank · Bank · Hopkins, MN
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Hopkins, MN
- 21
Amber GarofaloNMLS 518359
CrossCountry Mortgage · White Bear Lake, MN · licensed in 4 states
- Construction loan
- Vacation home
- Real estate investor
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in White Bear Lake, MN
- Licensed since 2021 (per Florida records)
- 22
Bryan BentleyNMLS 400911
CrossCountry Mortgage · Bloomington, MN · licensed in 5 states
- Construction loan
- Jumbo loan
- Non-QM loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Bloomington, MN
- Licensed since 2025 (per Florida records)
- 23
Dillon DamblyNMLS 1665289
CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states
- Construction loan
- Jumbo loan
- Non-QM loan
- VA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 24
Brad JohnsonNMLS 2175409
CrossCountry Mortgage · Cleveland, OH · licensed in 16 states
- Construction loan
- VA loan
- FHA loan
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 25
Ellie NelsonNMLS 1419225
Barrett Financial Group · Mortgage broker · Las Vegas, NV · licensed in 8 states
- Construction loan
- First-time buyer
- MN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MN license is confirmed with the state regulator (check mark), MN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=MN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.