Matthew Kiss

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Paramus, NJ

NMLS ID 22785 (opens in a new tab) · verify at NMLS Consumer Access

Matthew Kiss (NMLS 22785) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Paramus, NJ. Licensed in 2 states confirmed with state regulators: Florida and New York. Also lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Physician and medical professional and Renovation loan (203k / HomeStyle). Earliest state license record: January 6, 2021 (Florida), per state regulator.

Last verified 2026-10-15. Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, New York state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: January 6, 2021 (Florida), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Where we saw these: grarate.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, New York, New Jersey

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO79868, first effective 2021-01-06), NY (opens in a new tab), verified 2026-10-15.

Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Paramus, NJ · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Matthew Kiss has 20+ years of mortgage experience, focusing on renovation and physician loans for buyers and investors in New Jersey and New York. Formerly a teacher, they emphasize clear, consultative guidance.

Our summary of the lender page. Verified 2026-10-15.

Experience: 20+; Source (opens in a new tab), verified 2026-10-15
Serves: New Jersey and New York; Source (opens in a new tab), verified 2026-10-15
Credentials: Presidents Club achievement (consistent); Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · dfs.ny.gov (opens in a new tab)	verified 2026-10-14
Licensed states	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
Specialties	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
Summary	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
Contact	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
Photo	lender site · grarate.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Matthew Kiss (NMLS 22785), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/matthew-kiss-22785, last verified 2026-10-15.

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