LenDb.ai

Borrower situations · New Jersey

Loan officers for physicians and medical professionals in New Jersey

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in New Jersey whose lender pages show Physician and medical professional work. The top-ranked are Iris Legaspi (First Citizens Bank, San Diego), David Fay (CrossCountry Mortgage, Lexington) and Cody Teal (First Citizens Bank, Wilmington). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Physician and medical professional
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    David FayNMLS 513224

    CrossCountry Mortgage · Lexington, MA · licensed in 8 states

    • Physician and medical professional
    • Condo
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Physician and medical professional
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Physician and medical professional
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Debra BotulinskiNMLS 460206

    Truist Bank · Mount Laurel, NJ

    • Physician and medical professional
    • Construction loan
    • Jumbo loan
    • Lists Physician and medical professional on lender page (lender page, verified 2026-10-09)
    • Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Student debt and future employment contracts need special treatment that only physician programs allow.

  • Do you have a physician loan program, and who qualifies?
  • How do you treat my student loans in qualifying?
  • Can I close on a signed employment contract before I start?

More about Physician and medical professional

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NJ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=physician&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.