Michael Malone
Mortgage Loan Officer at Loan Factory
NMLS ID 105170 (opens in a new tab) · verify at NMLS Consumer Access
Michael Malone (NMLS 105170) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO128011). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Construction loan. Licensed since 2024 (per Florida records). States 21 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 21 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Maryland, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO128011, since 2024), verified 2026-10-09.
Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael has 21+ years in accounting and diverse real estate experience including construction, education, investing, and mortgage origination across multiple firms. He now serves DC, MD, VA, and FL with access to 240+ lenders.
Our summary of the lender page. Verified 2026-10-09.
- Role
- journeyman brick mason, construction educator for 12 years, real estate investor, accounting professional 21+ years, mortgage loan officer
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- construction background from father and masonry union training
- Source (opens in a new tab), verified 2026-10-09
- Also
- Joined Loan Factory in March 2026 for 240+ lender access and transparency
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Malone (NMLS 105170), Loan Factory. LenDb.ai, https://lendb.ai/lo/michael-malone-105170, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.