Prakash Poudel
Loan Officer at Ram Mortgage, LLC · Charlotte, NC
NMLS ID 2680146 (opens in a new tab) · verify at NMLS Consumer Access
Prakash Poudel, NMLS 2680146, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in Texas since 2025 and in Florida.
Last verified . Sources: Ram Mortgage, LLC (rammtg.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 17, 2025 (Texas), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Prakash licensed in Florida?
- Yes. Florida regulator records list license LO146716 as active, first effective April 10, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Prakash.
- Source: Florida state regulator (opens in a new tab)
- What lender does Prakash work for?
- Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
- Source: lender site (opens in a new tab)
- How long has Prakash been licensed?
- The earliest state license record LenDb holds for Prakash is from July 17, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146716, first effective 2026-04-10), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Ram Mortgage, LLC NMLS 2301828
Current · Charlotte, NC · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| Photo | state regulator · rammtg.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Prakash Poudel (NMLS 2680146), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/prakash-poudel-2680146, last verified 2026-10-21.
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