Rafael Andino
Mortgage Loan Officer at Loan Factory · Florida
NMLS ID 1895655 (opens in a new tab) · verify at NMLS Consumer Access
Rafael Andino (NMLS 1895655) is Mortgage Loan Officer at Loan Factory, based in Florida. Licensed in Florida, confirmed with the state regulator (license LO132579). Focus areas shown on the lender page: DSCR loan, FHA loan, First-time buyer, Jumbo loan and Non-QM loan. Speaks English and Spanish. Licensed since 2024 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- DSCR loanlender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Non-QM loanlender page
- Real estate investorlender page
- VA loanlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO132579, since 2024), verified 2026-10-09.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rafael Andino is a Florida-based MLO with experience as both a licensed mortgage originator and Realtor, serving first-time homebuyers, move-up buyers, and investors across Florida. Fluent in English and Spanish, he specializes in FHA, conventional, VA, jumbo, DSCR investor, and non-QM loans.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Licensed Mortgage Loan Originator (NMLS #1895655) and Realtor®
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Rafael Andino (NMLS 1895655), Loan Factory. LenDb.ai, https://lendb.ai/lo/rafael-andino-1895655, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.