Ray Duran

VP/Senior Mortgage Lending Officer at Quontic Bank

NMLS ID 333577 (opens in a new tab) · verify at NMLS Consumer Access

Ray Duran (NMLS 333577) is a mortgage loan officer at Quontic Bank, licensed in Florida since 2011. Ray's own profile lists foreign national and jumbo loan as a focus.

Last verified . Sources: Quontic Bank (quontic.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Ray licensed in Florida?
Yes. Florida regulator records list license LO12146 as active, first effective November 7, 2011 (verified 2026-10-15).
Source: Florida state regulator (opens in a new tab)
Does Ray list foreign national as a focus?
Ray's profile lists foreign national as a focus (from their lender profile page). It also lists jumbo loan.
Source: lender page (opens in a new tab)
What lender does Ray work for?
Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How long has Ray been licensed?
The earliest state license record LenDb holds for Ray is from November 7, 2011 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ray states 25 years of experience.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: quontic.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

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Florida

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO12146, first effective 2011-11-07), verified 2026-10-15.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Quontic Bank NMLS 403503

    Current · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ray Duran is a regional sales manager with Quontic Bank's loan production office in Miami, with more than 25 years in mortgage banking. They say they specialize in foreign national mortgages and jumbo loans. They live in Miami with two daughters.

Our summary of the lender page. Verified 2026-10-16.

Role
regional sales manager
Source (opens in a new tab), verified 2026-10-16
Serves
all 50 states
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · quontic.com (opens in a new tab)verified 2026-10-16
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · quontic.com (opens in a new tab)verified 2026-10-26
Summarylender site · quontic.com (opens in a new tab)verified 2026-10-16
Contactlender site · quontic.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Ray Duran (NMLS 333577), Quontic Bank. LenDb.ai, https://lendb.ai/lo/ramon-duran-333577, last verified 2026-10-16.

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