Ray Ward

NMLS ID 264957 (opens in a new tab) · verify at NMLS Consumer Access

Ray Ward (NMLS 264957) is Loan Officer at Atlantic Coast Mortgage. Licensed in 2 states: North Carolina and Virginia. Focus areas shown on the lender page: FHA loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and First-time buyer. States 26 years of experience.

Last verified 2026-10-09. Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com) and NMLS Consumer Access (license status, check live).

26 years experience
2 states
Unclaimed profile
No actions on file

Specialties

Where we saw these: atlanticcoastmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

North Carolina, Virginia

As listed on the lender page (NC, VA), not yet checked against state regulators.

Contact

No public business contact on file.

View profile at Atlantic Coast Mortgage

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Employment history

Atlantic Coast Mortgage NMLS 643114
Current · seen on lender site 2026-10-09

Disciplinary actions

None on record

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About

Ray Ward brings 26 years of mortgage industry experience, offering expertise in Conventional, FHA, VA, USDA, and renovation financing. He is known for steady communication and helping borrowers understand mortgage programs.

Our summary of the lender page. Verified 2026-10-09.

Education: Wagner College, degree in Accounting; Source (opens in a new tab), verified 2026-10-09
Community: Enjoys cooking, fishing, traveling, and spending time with family; Source (opens in a new tab), verified 2026-10-09

Reviews

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LenDb reviews

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Sources

Name and employer	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · atlanticcoastmortgage.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Ray Ward (NMLS 264957), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/ray-ward-264957, last verified 2026-10-09.

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