Rebekah Killgo
VP of Lending at Lower · Milton, GA
NMLS ID 20278 (opens in a new tab) · verify at NMLS Consumer Access
Rebekah Killgo (NMLS 20278) is VP of Lending at Lower, based in Milton, GA. Licensed in 3 states confirmed with state regulators: Florida, Connecticut and Texas. Also lists Alaska, Alabama, Arkansas, Arizona, California, Colorado, District of Columbia, Delaware and 34 more on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: February 10, 2021 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator, Connecticut state regulator, Texas state regulator, New York state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 10, 2021 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 45 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Rebekah's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Utah, Virginia, Washington, Wisconsin, West Virginia, Wyoming, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO81666, first effective 2021-02-10), CT (opens in a new tab) (LO-20278), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: AK, AL, AR, AZ, CA, CO, DC, DE, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SD, TN, UT, VA, WA, WI, WV, WY are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): NY (expired).
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Lower NMLS 1124061
Current · Milton, GA · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Has been helping homebuyers and homeowners since 2005 and has closed more than $4.3 billion in home loans. Licensed in multiple states.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Rebekah Killgo (NMLS 20278), Lower. LenDb.ai, https://lendb.ai/lo/rebekah-balkcom-killgo-20278, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.