Stephen Gowen, photo from Lower

Stephen Gowen

Area Sales Manager at Lower · Duluth, GA

NMLS ID 160949 (opens in a new tab) · verify at NMLS Consumer Access

Stephen Gowen (NMLS 160949) is Area Sales Manager at Lower, based in Duluth, GA. Lists Alabama and Georgia on the lender page (not yet checked with the state regulator).

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Alabama, Georgia

    Lender-reported: AL, GA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Lower NMLS 1124061

      Current · Duluth, GA · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Stephen is an area sales manager in Duluth, Georgia, who says they know the Metro Atlanta real estate market well. They guide clients from initial pre-approval through closing.

    Our summary of the lender page. Verified 2026-10-10.

    Serves
    Metro Atlanta
    Source (opens in a new tab), verified 2026-10-10

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Stephen Gowen (NMLS 160949), Lower. LenDb.ai, https://lendb.ai/lo/stephen-gowen-160949, last verified 2026-10-10.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.