Terri Cagle, photo from Lower

Terri Cagle

Loan Advisor at Lower · Alpharetta, GA

NMLS ID 207639 (opens in a new tab) · verify at NMLS Consumer Access

Terri Cagle (NMLS 207639) is Loan Advisor at Lower, based in Alpharetta, GA. Lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and First-time buyer. States 30 years of experience.

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: lower.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Georgia

Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Lower NMLS 1124061

    Current · Alpharetta, GA · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Terri has 30 years of experience in finance and mortgage lending and specializes in first-time homebuyers and down payment assistance programs.

Our summary of the lender page. Verified 2026-10-10.

Serves
Georgia (all counties)
Source (opens in a new tab), verified 2026-10-10
Also
12 years with Acopia Home Loans
Source (opens in a new tab), verified 2026-10-10
Credentials
Top Producer Silver Award (2015)
Source (opens in a new tab), verified 2026-10-10
Credentials
Loan Officer of the Year (2015, 2022)
Source (opens in a new tab), verified 2026-10-10
Credentials
Circle of Excellence Winner (2019-2025)
Source (opens in a new tab), verified 2026-10-10

Sources

Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
Specialtieslender site · lower.com (opens in a new tab)verified 2026-10-10
Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
Photolender site · lower.com (opens in a new tab)verified 2026-10-10
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Terri Cagle (NMLS 207639), Lower. LenDb.ai, https://lendb.ai/lo/terri-cagle-207639, last verified 2026-10-10.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.