Richard Krauss, photo from INDEPENDENCE HOME LOANS LLC

Richard Krauss

Associate Sales Director at INDEPENDENCE HOME LOANS LLC

NMLS ID 1451968 (opens in a new tab) · verify at NMLS Consumer Access

Richard Krauss (NMLS 1451968) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2022 and in Florida, Texas, Connecticut and 7 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Richard licensed in Florida?
Yes. Florida regulator records list license LO109707 as active, first effective June 21, 2022 (verified 2026-10-15). LenDb has 10 other states on file for Richard.
Source: Florida state regulator (opens in a new tab)
What lender does Richard work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has Richard been licensed?
The earliest state license record LenDb holds for Richard is from January 21, 2022 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Delaware, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO109707, first effective 2022-06-21), TX (opens in a new tab), CT (opens in a new tab) (LO-1451968), DE (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (57370, first effective 2026-05-18), OR (opens in a new tab), WI (opens in a new tab) (1451968, first effective 2026-05-19), CA DFPI (opens in a new tab) (CA-DFPI1451968, first effective 2022-06-02), MD (opens in a new tab), NV (opens in a new tab) (NMLO-138291, first effective 2025-11-05), verified 2026-10-15.

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experience
    over a decade
    Source (opens in a new tab), verified 2026-10-26
    Credentials
    Multiple certifications in home lending
    Source (opens in a new tab), verified 2026-10-26

    Sources

    Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-26
    Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Richard Krauss (NMLS 1451968), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/richard-krauss-1451968, last verified 2026-10-31.

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