Rick Carter

THE TURNKEY FOUNDATION INC. · Murray, UT

NMLS ID 226168 (opens in a new tab) · verify at NMLS Consumer Access

Based in Murray, Utah, Rick Carter (NMLS 226168) is a mortgage loan officer at THE TURNKEY FOUNDATION INC., licensed in Wyoming since 2016 and in Texas, Oregon and Wisconsin.

Last verified . Sources: THE TURNKEY FOUNDATION INC. (sml.texas.gov), Florida state regulator, Texas state regulator, Oregon state regulator, Wisconsin state regulator, Wyoming state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Rick licensed in Texas?
Yes. Texas regulator records list a license as active, first effective February 9, 2016 (verified 2026-10-13). LenDb has 3 other states on file for Rick.
Source: Texas state regulator (opens in a new tab)
What lender does Rick work for?
THE TURNKEY FOUNDATION INC., company NMLS 236669, from the Murray, UT office, per the lender's own site (verified 2026-10-13).
Source: lender site (opens in a new tab)
How long has Rick been licensed?
The earliest state license record LenDb holds for Rick is from February 5, 2016 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Wyoming state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Oregon, Wisconsin, Wyoming

    ✓ Confirmed with the state regulator: TX (opens in a new tab), OR (opens in a new tab), WI (opens in a new tab) (226168, first effective 2025-05-14), WY (opens in a new tab) (4278, first effective 2016-02-05), verified 2026-10-13.

    Regulator records not active: FL (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. THE TURNKEY FOUNDATION INC. NMLS 236669

      Current · Murray, UT · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licenses (regulator)state regulator · wyomingbankingdivision.wyo.gov (opens in a new tab)verified 2026-10-27
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Rick Carter (NMLS 226168), THE TURNKEY FOUNDATION INC.. LenDb.ai, https://lendb.ai/lo/rick-carter-226168, last verified 2026-10-27.

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