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Hugo Ruiz, photo from Intercap Lending

Hugo Ruiz

Loan Officer at Intercap Lending · Pleasant Grove, UT

NMLS ID 316192 (opens in a new tab) · verify at NMLS Consumer Access

Hugo Ruiz (NMLS 316192) is Loan Officer at Intercap Lending, based in Pleasant Grove, UT. Lists Texas and Utah on the lender page (not yet checked with the state regulator). Speaks English and Spanish. States 20 years of experience.

Last verified . Sources: Intercap Lending (intercaplending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • English
    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Texas, Utah

    Lender-reported: TX, UT are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Intercap Lending (opens in a new tab)

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    Employment history

    1. Intercap Lending NMLS 190465

      Current · Pleasant Grove, UT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Hugo brings 20 years of lending experience and is fluent in English and Spanish. He serves clients in Utah and Colorado with a focus on clear communication and community involvement.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    Languageslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    Photolender site · intercaplending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Hugo Ruiz (NMLS 316192), Intercap Lending. LenDb.ai, https://lendb.ai/lo/hugo-ruiz-316192, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.