Luke Kinsey
Senior Mortgage Broker at Three Point Mortgage LLC
NMLS ID 1938446 (opens in a new tab) · verify at NMLS Consumer Access
Luke Kinsey (NMLS 1938446) is a Senior Mortgage Broker at Three Point Mortgage LLC, serving California, Colorado, South Dakota and Texas. Luke's focus, from their own profile, includes first-time buyer, real estate investor and condo.
Last verified . Sources: Three Point Mortgage LLC (threepointmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live). Licensed as Robert Kinsey (Florida regulator).
- Earliest state license record: March 24, 2020 (Florida), per state regulator
- 6 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Luke licensed in California?
- Three Point Mortgage LLC's page for Luke lists California. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 3 other states on file for Luke.
- Source: lender page (opens in a new tab)
- Does Luke list first-time buyer as a focus?
- Luke's profile lists first-time buyer as a focus (from their lender profile page). It also lists real estate investor, condo and down payment assistance.
- Source: lender page (opens in a new tab)
- What lender does Luke work for?
- Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Luke been licensed?
- The earliest state license record LenDb holds for Luke is from March 24, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Luke states 6 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Condo(from their lender profile page)
- Focus: Down payment assistance(from their lender profile page)
- Focus: Foreign national(from their lender profile page)
- Focus: Non-QM loan(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: DSCR loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: threepointmortgage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
California, Colorado, South Dakota, Texas
Lender-reported: CA, CO, SD, TX are listed on the lender page, not yet checked with the state regulator.
Regulator records not active: FL (expired).
Contact
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Employment history
Three Point Mortgage LLC NMLS 2364254
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · threepointmortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Luke Kinsey (NMLS 1938446), Three Point Mortgage LLC. LenDb.ai, https://lendb.ai/lo/robert-kinsey-1938446, last verified 2026-10-15.
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