Property types · California
Condo loan officers in California
As of 2026-10-09, LenDb lists 94 loan officers licensed in or based in California whose lender pages show Condo work. The top-ranked are Karen Chiu (CrossCountry Mortgage, San Gabriel), Esperanza Alvarez (Loan Factory) and Maggie Mikaitis (CrossCountry Mortgage, Chicago). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- Condo
- First-time buyer
- Non-QM loan
- New construction
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 3 years licensed
- 2
Esperanza AlvarezNMLS 1987734
Loan Factory · Mortgage broker · California
- Condo
- Real estate investor
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 30 years experience (stated on lender page, 2026-10-09)
- 3
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Condo
- Real estate investor
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 4
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- Condo
- First-time buyer
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 5
Christopher AlbaneseNMLS 63768
CrossCountry Mortgage · Durango, CO · licensed in 8 states
- Condo
- 2 to 4 unit property
- Co-op
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 6
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Condo
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 7
Gary ForwardNMLS 246757
American Pacific Mortgage · Dana Point, CA
- Condo
- FHA loan
- Jumbo loan
- VA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 27 years experience (stated on lender page, 2026-10-09)
- 8
Nicole KwanNMLS 477256
CrossCountry Mortgage · Lexington, MA · licensed in 5 states
- Condo
- Foreign national
- New construction
- Physician and medical professional
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Tom TranNMLS 346684
Loan Factory · Mortgage broker · California
- Condo
- 2 to 4 unit property
- HELOC
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- No disciplinary actions on file at LenDb
- 10
Kerry CaseyNMLS 2613437
CrossCountry Mortgage · Beverly, MA · licensed in 5 states
- Condo
- VA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Jacqueline AllenNMLS 528786
CrossCountry Mortgage · El Segundo, CA · licensed in 7 states
- Condo
- Jumbo loan
- Real estate investor
- Vacation home
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 5 years licensed
- 12
Wendy RussellNMLS 390282
CrossCountry Mortgage · Ventura, CA · licensed in 4 states
- Condo
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 4 years licensed
- 13
Kayla ChaseNMLS 145990
Lit Financial Corporation · licensed in 11 states
- Condo
- Bank statement loan
- Jumbo loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 14
Cory BlackburnNMLS 251419
Loan Factory · Mortgage broker · licensed in 4 states
- Condo
- DSCR loan
- Non-warrantable condo
- Vacation home
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 15
May HeraviNMLS 414192
JPMorgan Chase Bank (Chase Home Lending) · Danville, CA
- Condo
- Co-op
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- No disciplinary actions on file at LenDb
- 16
Dustin SundbyNMLS 2014634
JPMorgan Chase Bank (Chase Home Lending) · Culver City, CA
- Condo
- Down payment assistance
- Co-op
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- No disciplinary actions on file at LenDb
- 17
Tony BardawilNMLS 1638874
CrossCountry Mortgage · Cleveland, OH · licensed in 18 states
- Condo
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 18
Gregory MullNMLS 190259
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 4 states
- Condo
- Down payment assistance
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- No disciplinary actions on file at LenDb
- 19
Gustavo MartinezNMLS 2158523
CrossCountry Mortgage · Roseville, CA
- Condo
- Down payment assistance
- Non-QM loan
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- No disciplinary actions on file at LenDb
- 20
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Condo
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- Branch in California
- 8 years licensed
- 21
Renee SaccoNMLS 453805
Union Home Mortgage · Phoenix, AZ · licensed in 3 states
- Condo
- FHA loan
- Jumbo loan
- New construction
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Kyle BrunetNMLS 1237678
Lit Financial Corporation · licensed in 9 states
- Condo
- Bank statement loan
- DSCR loan
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 23
Scott NadlerNMLS 385124
CrossCountry Mortgage · Brooklyn, NY · licensed in 8 states
- Condo
- Co-op
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 24
Adam KriticosNMLS 213817
CrossCountry Mortgage · Chicago, IL · licensed in 10 states
- Condo
- Real estate investor
- VA loan
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in CA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 25
Jonathan ChuNMLS 695329
JPMorgan Chase Bank (Chase Home Lending) · Arcadia, CA
- Condo
- Co-op
- Jumbo loan
- Self-employed
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in California; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
The building's budget, reserves, litigation and owner-occupancy ratio all affect approval, not just the buyer's credit.
- Is this project already approved or warrantable with your investors?
- What documents do you need from the HOA, and who orders the condo questionnaire?
- How do you handle a project with pending litigation or low reserves?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=condo&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.