Scott Schmaltz
Senior Loan Officer at Lit Financial Corporation
NMLS ID 2108690 (opens in a new tab) · verify at NMLS Consumer Access
Scott Schmaltz (NMLS 2108690) is a Senior Loan Officer at Lit Financial Corporation, licensed in Florida since 2025 and in Texas and Massachusetts. Scott's own profile lists condo, jumbo loan and HELOC as a focus.
Last verified . Sources: Lit Financial Corporation (litfinancial.com), Florida state regulator, Texas state regulator, New York state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 9, 2025 (Florida), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Scott licensed in Florida?
- Yes. Florida regulator records list license LO134473 as active, first effective January 9, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Scott.
- Source: Florida state regulator (opens in a new tab)
- Does Scott work on condo loans?
- Scott's profile lists condo as a focus (from their lender profile page). It also lists jumbo loan, HELOC and VA loan.
- Source: lender page (opens in a new tab)
- What lender does Scott work for?
- Lit Financial Corporation, company NMLS 2553292, per the lender's own site (verified 2026-10-26).
- Source: lender site (opens in a new tab)
- How long has Scott been licensed?
- The earliest state license record LenDb holds for Scott is from January 9, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: Condo(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: HELOC(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Refinance(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
Where we saw these: litfinancial.com (opens in a new tab)
Their lender offers
Bank statement loan, DSCR loan, First-time buyer, Real estate investor, Reverse mortgage and Self-employed. Programs Lit Financial Corporation offers (verified 2026-10-09). Lender-level: not confirmed as Scott's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO134473, first effective 2025-01-09), TX (opens in a new tab), MA (opens in a new tab) (MLO2108690), verified 2026-10-15.
Regulator records not active: NY (expired).
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Lit Financial Corporation NMLS 2553292
Current · seen on lender site 2026-10-26
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · litfinancial.com (opens in a new tab) | verified 2026-10-26 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Specialties | lender site · litfinancial.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · litfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · litfinancial.com (opens in a new tab) | verified 2026-10-26 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Scott Schmaltz (NMLS 2108690), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/scott-schmaltz-2108690, last verified 2026-10-26.
Is this you? Claim it free.
Email us from the work address your lender's website lists for you. We check it against that listing and reply, then you can add specialties, a bio and languages.
- claim@lendb.ai
- Subject:
- Claim NMLS 2108690
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.
LenDb.ai, Inc.'s owner has an ownership stake in this lender. It gets no ranking boost and pays nothing to appear. Disclosures
Find me on LenDb badge for your website
Paste this on your website or in your email signature. It links to this profile, and switches to "Verified on LenDb" once the profile is claimed.
<a href="https://lendb.ai/lo/scott-schmaltz-2108690" title="Scott Schmaltz, NMLS 2108690, on LenDb"><img src="https://lendb.ai/badge/2108690.svg" alt="Scott Schmaltz, NMLS 2108690, on LenDb" width="190" height="40" loading="lazy" /></a>