Spencer Chapman
Loan Officer at Blue Water Mortgage, LLC
NMLS ID 1861630 (opens in a new tab) · verify at NMLS Consumer Access
Spencer Chapman (NMLS 1861630) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2023 and in Massachusetts.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 12, 2023 (Florida), per state regulator
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Spencer licensed in Florida?
- Yes. Florida regulator records list license LO119854 as active, first effective May 12, 2023 (verified 2026-10-15). LenDb has 4 other states on file for Spencer.
- Source: Florida state regulator (opens in a new tab)
- What lender does Spencer work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Spencer been licensed?
- The earliest state license record LenDb holds for Spencer is from May 12, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Massachusetts, Maine, New Hampshire, Rhode Island
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO119854, first effective 2023-05-12), MA (opens in a new tab) (MLO1861630), verified 2026-10-15.
Lender-reported: ME, NH, RI are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Community
- Collaborates with the NH Jump$tart Coalition to teach younger kids about financial literacy
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Spencer Chapman (NMLS 1861630), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/spencer-chapman-1861630, last verified 2026-10-26.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.