Garrett Collins
Partner | Loan Officer at Blue Water Mortgage, LLC
NMLS ID 12903 (opens in a new tab) · verify at NMLS Consumer Access
Garrett Collins (NMLS 12903) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2022 and in Texas, Connecticut and Massachusetts.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 2, 2022 (Florida), per state regulator
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Garrett licensed in Florida?
- Yes. Florida regulator records list license LO114778 as active, first effective November 2, 2022 (verified 2026-10-15). LenDb has 5 other states on file for Garrett.
- Source: Florida state regulator (opens in a new tab)
- What lender does Garrett work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Garrett been licensed?
- The earliest state license record LenDb holds for Garrett is from November 2, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Connecticut, Massachusetts, Maine, New Hampshire
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO114778, first effective 2022-11-02), TX (opens in a new tab), CT (opens in a new tab) (LO-12903), MA (opens in a new tab) (MLO12903), verified 2026-10-15.
Lender-reported: ME, NH are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Garrett Collins is a Partner and Loan Officer at Blue Water Mortgage, with the company since 2002. They say they have a referral network of realtors and professional services across New England. They are licensed in CT, FL, MA, ME, NH and TX.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Garrett Collins (NMLS 12903), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/garrett-collins-12903, last verified 2026-10-26.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.