Steve Ennis, photo from Plains Commerce Bank

Steve Ennis

Mortgage Banker at Plains Commerce Bank · Sioux Falls, SD

NMLS ID 462436 (opens in a new tab) · verify at NMLS Consumer Access

Steve Ennis, NMLS 462436, works as a Mortgage Banker at Plains Commerce Bank in Sioux Falls, South Dakota. Steve's lender page shows a focus on physician and medical professional, VA loan and vacation home.

Last verified . Sources: Plains Commerce Bank (plainscommerce.com), Iowa state regulator and NMLS Consumer Access (license status, check live). Licensed as Steven Ennis (Iowa regulator).

Quick answers

Is Steve licensed?
Steve works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Steve list physician and medical professional as a focus?
Steve's profile lists physician and medical professional as a focus (from their lender profile page). It also lists VA loan and vacation home.
Source: lender page (opens in a new tab)
What lender does Steve work for?
Plains Commerce Bank, company NMLS 463950, from the Sioux Falls, SD office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How long has Steve been licensed?
The earliest state license record LenDb holds for Steve is from January 9, 2023 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: plainscommerce.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Regulator records not active: IA (expired).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

  1. Plains Commerce Bank NMLS 463950

    Current · Sioux Falls, SD · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
nearly 20
Source (opens in a new tab), verified 2026-10-16
Community
board member of the Military Veterans Project
Source (opens in a new tab), verified 2026-10-16
Community
serves on the RASE committee
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · plainscommerce.com (opens in a new tab)verified 2026-10-16
Licenses (regulator)state regulator · idob.iowa.gov (opens in a new tab)verified 2026-10-20
Specialtieslender site · plainscommerce.com (opens in a new tab)verified 2026-10-26
Contactlender site · plainscommerce.com (opens in a new tab)verified 2026-10-16
Photolender site · plainscommerce.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Steve Ennis (NMLS 462436), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/steve-ennis-462436, last verified 2026-10-16.

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