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Loan programs · South Dakota

VA loan officers in South Dakota

As of 2026-10-09, LenDb lists 42 loan officers licensed in or based in South Dakota whose lender pages show VA loan work. The top-ranked are Scott Evans (CrossCountry Mortgage, San Diego), Ken Smith (Churchill Mortgage, Colorado Springs) and Angie Turley (Fairway Independent Mortgage Corporation, Mooresville). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Ken SmithNMLS 71162

    Churchill Mortgage · Colorado Springs, CO · licensed in 6 states

    • VA loan
    • FHA loan
    • Reverse mortgage
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • VA loan
    • First-time buyer
    • Self-employed
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Habib SadakaNMLS 339526

    CrossCountry Mortgage · Mankato, MN · licensed in 9 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Patton GadeNMLS 1243024

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states

    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Mike SchusterNMLS 1980879

    CrossCountry Mortgage · Columbia, MD · licensed in 22 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Jay GarvensNMLS 368259

    Churchill Mortgage · Colorado Springs, CO · licensed in 11 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • VA loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Mike CookNMLS 232248

    CrossCountry Mortgage · San Diego, CA · licensed in 23 states

    • VA loan
    • Jumbo loan
    • Non-QM loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Ryan BrownNMLS 334861

    CrossCountry Mortgage · Palm Beach Gardens, FL · licensed in 7 states

    • VA loan
    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • VA loan
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Todd LilloNMLS 224237

    Union Home Mortgage · Norwalk, OH · licensed in 10 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Down payment assistance
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Matt ShinerNMLS 1260521

    NFM Lending · Tempe, AZ · licensed in 9 states

    • VA loan
    • FHA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Will RobertsNMLS 2539676

    CrossCountry Mortgage · Melville, NY · licensed in 40 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Oleg TkachNMLS 90937

    NFM Lending · Lynnwood, WA · licensed in 24 states

    • VA loan
    • FHA loan
    • Real estate investor
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Stefanie GilbertNMLS 400390

    CrossCountry Mortgage · Sheridan, WY · licensed in 14 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 15 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  19. 19

    Dan GjeldumNMLS 686529

    CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states

    • VA loan
    • Jumbo loan
    • Non-QM loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Domonique GrayNMLS 900558

    Churchill Mortgage · Brentwood, TN · licensed in 31 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Matthew DoyleNMLS 223064

    CrossCountry Mortgage · Tampa, FL · licensed in 22 states

    • VA loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Gavin EkstromNMLS 220170

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 34 states

    • VA loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • VA loan
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Josh SurverNMLS 2459945

    Xpert Home Lending · Mortgage broker · licensed in 26 states

    • VA loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Rob BaatzNMLS 52740

    CrossCountry Mortgage · Sioux Falls, SD · licensed in 5 states

    • VA loan
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in SD (listed on lender page, verified 2026-10-09)
    • Branch in South Dakota
    • No disciplinary actions on file at LenDb

Before you choose

Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.

  • How many VA loans have you closed in the last year?
  • Can you check my remaining entitlement and funding fee status?
  • How do you handle a low VA appraisal or the tidewater process?

More about VA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in SD or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=va&state=SD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.