Steven Lines
Owner / Loan Officer at Lender Express Mortgage LLC · Mesa, AZ
NMLS ID 204035 (opens in a new tab) · verify at NMLS Consumer Access
Steven Lines, NMLS 204035, works as a mortgage loan officer at Lender Express Mortgage LLC in Mesa, Arizona and is licensed in Florida, Texas, Colorado and Oregon. Steven's lender page shows a focus on down payment assistance, DSCR loan and first-time buyer, and Steven speaks English and Spanish.
Last verified . Sources: Lender Express Mortgage LLC (lenderexpress.com), Florida state regulator, Texas state regulator, Colorado state regulator, Oregon state regulator, Iowa state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 8, 2020 (Iowa), per state regulator
- 25 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Steven licensed in Arizona?
- Lender Express Mortgage LLC's page for Steven lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 5 other states on file for Steven.
- Source: lender page (opens in a new tab)
- Does Steven do down payment assistance?
- Steven's profile lists down payment assistance as a focus (from their lender profile page). It also lists DSCR loan, first-time buyer and real estate investor.
- Source: lender page (opens in a new tab)
- What lender does Steven work for?
- Lender Express Mortgage LLC, company NMLS 1963444, from the Mesa, AZ office, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Steven speak?
- English and Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Steven been licensed?
- The earliest state license record LenDb holds for Steven is from October 8, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Steven states 25 years of experience.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
- Focus: Down payment assistance(from their lender profile page)
- Focus: DSCR loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
Where we saw these: lenderexpress.com (opens in a new tab)
Their lender offers
VA loan. Programs Lender Express Mortgage LLC offers (verified 2026-10-13). Lender-level: not confirmed as Steven's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
Florida, Texas, Arizona, Colorado, Ohio, Oregon
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO95683, first effective 2021-10-05), TX (opens in a new tab), CO (opens in a new tab) (100520256, first effective 2020-12-14), OR (opens in a new tab), verified 2026-10-15.
Lender-reported: AZ, OH are listed on the lender page, not yet checked with the state regulator.
Regulator records not active: IA (inactive).
Contact
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Employment history
Lender Express Mortgage LLC NMLS 1963444
Current · Mesa, AZ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Role
- Reopened Lender Express as an independent brokerage in 2020
- Source (opens in a new tab), verified 2026-10-15
- Credentials
- Licensed instructor teaching pre-licensing and continuing education courses
- Source (opens in a new tab), verified 2026-10-15
- Education
- Accounting degree at ASU (finishing while working as a loan officer)
- Source (opens in a new tab), verified 2026-10-15
- Also
- Has spoken at national mortgage technology conferences
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · lenderexpress.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · idob.iowa.gov (opens in a new tab) | verified 2026-10-20 |
| Licensed states | lender site · lenderexpress.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · lenderexpress.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | state regulator · lenderexpress.com (opens in a new tab) | verified 2026-10-13 |
| Languages | state regulator · lenderexpress.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · lenderexpress.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · lenderexpress.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Steven Lines (NMLS 204035), Lender Express Mortgage LLC. LenDb.ai, https://lendb.ai/lo/steven-lines-204035, last verified 2026-10-20.
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