Loan programs · Arizona
FHA loan officers in Arizona
As of 2026-10-09, LenDb lists 426 loan officers licensed in or based in Arizona whose lender pages show FHA loan work. The top-ranked are Sonya Smith Graves (Fairway Independent Mortgage Corporation, Glendale), Arthur Klein (JPMorgan Chase Bank (Chase Home Lending), Phoenix) and Bradley Johnson (JPMorgan Chase Bank (Chase Home Lending), Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Sonya Smith GravesNMLS 249583
Fairway Independent Mortgage Corporation · Glendale, AZ
- FHA loan
- First-time buyer
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Glendale, AZ
- States 25 years of experience (lender page, 2026-10-09)
- 2
Arthur KleinNMLS 1452376
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- FHA loan
- HELOC
- Jumbo loan
- Self-employed
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- States 26 years of experience (lender page, 2026-10-09)
- 3
Bradley JohnsonNMLS 1823565
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- FHA loan
- Jumbo loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- States 30 years of experience (lender page, 2026-10-09)
- 4
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Kay M. DavisNMLS 436627
Union Home Mortgage · Saint Clair, MI · licensed in 5 states
- FHA loan
- Jumbo loan
- New construction
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 35 years of experience (lender page, 2026-10-09)
- 6
Kim RayNMLS 1314698
Churchill Mortgage · Ocean Shores, WA · licensed in 3 states
- FHA loan
- New construction
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Kadeth TunNMLS 357732
Loan Factory · Mortgage broker · licensed in 3 states
- FHA loan
- Self-employed
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 8
- 9
Kristopher DerewalNMLS 133750
Newrez · Fort Washington, PA · licensed in 4 states
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 10
Nicholas EspositoNMLS 228398
Homeowners Financial Group · Scottsdale, AZ
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- States 17 years of experience (lender page, 2026-10-09)
- 11
Darik TolnayNMLS 521445
CrossCountry Mortgage · Lakewood, CO · licensed in 8 states
- FHA loan
- Jumbo loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 15 years of experience (lender page, 2026-10-09)
- 12
Evan LuchacoNMLS 887608
Churchill Mortgage · Portland, OR · licensed in 12 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- Self-employed
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
- States 12 years of experience (lender page, 2026-10-09)
- 13
Corey HustedNMLS 1248167
Intercap Lending · San Diego, CA · licensed in 3 states
- FHA loan
- First-time buyer
- Jumbo loan
- Self-employed
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 14
Michael Alan WendorfNMLS 109568
Newrez · Columbia, MD · licensed in 9 states
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 15
Devin FahrnerNMLS 399405
American Pacific Mortgage · Eagle, ID · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- Real estate investor
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Colorado records)
- States 30 years of experience (lender page, 2026-10-09)
- 16
Christopher BrownNMLS 1037350
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- FHA loan
- Co-op
- Condo
- HELOC
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2018 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 17
Matt ShinerNMLS 1260521
NFM Lending · Tempe, AZ · licensed in 9 states
- FHA loan
- Jumbo loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Tempe, AZ
- Licensed since 2021 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 18
Yanni StefanidisNMLS 1725443
Churchill Mortgage · Irvine, CA · licensed in 16 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 19
Elaine TompkinsNMLS 1710509
JPMorgan Chase Bank (Chase Home Lending) · Bank · Tempe, AZ
- FHA loan
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Tempe, AZ
- Licensed since 2018 (per Florida records)
- 20
Greg BrooksNMLS 151145
Guild Mortgage · San Diego, CA · licensed in 9 states
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 21
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- FHA loan
- Jumbo loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 22
Ryan Nicholas MagnusNMLS 1638730
Newrez · Fort Washington, PA · licensed in 6 states
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 23
Marc RosenbergNMLS 810360
Newrez · Fort Washington, PA · licensed in 5 states
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 24
Mason MeyerNMLS 1644047
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- FHA loan
- HELOC
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2018 (per Florida records)
- 25
Erik BrowningNMLS 2264602
CrossCountry Mortgage · Scottsdale, AZ · licensed in 14 states
- FHA loan
- DSCR loan
- HELOC
- Self-employed
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- Licensed since 2025 (per Florida records)
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AZ license is confirmed with the state regulator (check mark), AZ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.