Terry Williams, photo from INDEPENDENCE HOME LOANS LLC

Terry Williams

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 1539937 (opens in a new tab) · verify at NMLS Consumer Access

Terry Williams (NMLS 1539937) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2024 and in Florida, Texas, Connecticut and 10 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Terry licensed in Florida?
Yes. Florida regulator records list license LO144011 as active, first effective January 8, 2026 (verified 2026-10-15). LenDb has 13 other states on file for Terry.
Source: Florida state regulator (opens in a new tab)
What lender does Terry work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Terry been licensed?
The earliest state license record LenDb holds for Terry is from February 21, 2024 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Terry states 10 years of experience.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Wyoming, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144011, first effective 2026-01-08), TX (opens in a new tab), CT (opens in a new tab) (LO-1539937), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (51404, first effective 2024-02-21), OR (opens in a new tab), WI (opens in a new tab) (1539937, first effective 2026-01-07), CA DFPI (opens in a new tab) (CA-DFPI1539937, first effective 2024-03-07), MD (opens in a new tab), WY (opens in a new tab) (109627, first effective 2026-01-13), IL (opens in a new tab) (31.0092845, first effective 2026-01-06), NV (opens in a new tab) (NMLO-154097, first effective 2026-01-07), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Terry Williams has over a decade of experience in the finance industry. They have consistently achieved top 5% performance rankings and maintain ongoing relationships with return clients.

    Our summary of the lender page. Verified 2026-10-15.

    Credentials
    Top 5% performance rankings
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Summarystate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Terry Williams (NMLS 1539937), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/terry-williams-1539937, last verified 2026-10-31.

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