Loan programs · New York
FHA loan officers in New York
As of 2026-10-09, LenDb lists 209 loan officers licensed in or based in New York whose lender pages show FHA loan work. The top-ranked are Eric Vaughn (CrossCountry Mortgage, Williamsville), Justin Schiatta (CrossCountry Mortgage, Melville) and Barry Koven (CrossCountry Mortgage, Brooklyn). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Eric VaughnNMLS 88577
CrossCountry Mortgage · Williamsville, NY
- FHA loan
- Non-QM loan
- Physician and medical professional
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Williamsville, NY
- States 23 years of experience (lender page, 2026-10-09)
- 2
Justin SchiattaNMLS 115343
CrossCountry Mortgage · Melville, NY
- FHA loan
- Jumbo loan
- Real estate investor
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Melville, NY
- States 20 years of experience (lender page, 2026-10-09)
- 3
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- FHA loan
- Construction loan
- VA loan
- Co-op
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Brooklyn, NY
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 4
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- FHA loan
- Co-op
- First-time buyer
- Jumbo loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in White Plains, NY
- Licensed since 2022 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 5
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Jason StallworthNMLS 7577
Embrace Home Loans · Amityville, NY · licensed in 6 states
- FHA loan
- First-time buyer
- Non-QM loan
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Amityville, NY
- Licensed since 2021 (per Florida records)
- 7
Judelka DiazNMLS 2253012
Embrace Home Loans · Amityville, NY · licensed in 5 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Amityville, NY
- 8
Walter GormanNMLS 138370
CrossCountry Mortgage · Rutherford, NJ · licensed in 6 states
- FHA loan
- DSCR loan
- First-time buyer
- Jumbo loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 9
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- FHA loan
- HELOC
- Jumbo loan
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 10
Lisa RomanoNMLS 52383
Homestead Funding · Albany, NY
- FHA loan
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Albany, NY
- 11
David ToledoNMLS 28440
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bronx, NY
- FHA loan
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Bronx, NY
- States 24 years of experience (lender page, 2026-10-09)
- 12
Jose BecerraNMLS 56087
JPMorgan Chase Bank (Chase Home Lending) · Bank · Middle Village, NY
- FHA loan
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Middle Village, NY
- States 21 years of experience (lender page, 2026-10-09)
- 13
Javier Kato, CMANMLS 2230547
CrossCountry Mortgage · Brooklyn, NY · licensed in 2 states
- FHA loan
- DSCR loan
- Self-employed
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Brooklyn, NY
- 14
Scott FingerNMLS 460183
CrossCountry Mortgage · White Plains, NY · licensed in 4 states
- FHA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in White Plains, NY
- Licensed since 2026 (per Florida records)
- 15
Patrick McAuliffeNMLS 1195045
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- Licensed since 2017 (per Florida records)
- 16
Emilio SosaNMLS 1820552
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- States 9 years of experience (lender page, 2026-10-09)
- 17
Andrew RubinoNMLS 64537
JPMorgan Chase Bank (Chase Home Lending) · Bank · Schenectady, NY
- FHA loan
- VA loan
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Schenectady, NY
- Licensed since 2017 (per Florida records)
- 18
Marcel F AlcalaNMLS 1739610
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- States 7 years of experience (lender page, 2026-10-09)
- 19
Veronica FinkelNMLS 62262
JPMorgan Chase Bank (Chase Home Lending) · Bank · Thornwood, NY
- FHA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Thornwood, NY
- 20
David RobertsNMLS 910752
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- Licensed since 2019 (per Florida records)
- 21
Laura AriasNMLS 2011833
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- Licensed since 2020 (per Florida records)
- 22
Kenneth BickneseNMLS 66758
JPMorgan Chase Bank (Chase Home Lending) · Bank · Yorktown Heights, NY
- FHA loan
- Vacation home
- VA loan
- Self-employed
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Yorktown Heights, NY
- 23
Lorna GusmanoNMLS 409919
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bellmore, NY
- FHA loan
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Bellmore, NY
- Licensed since 2022 (per Florida records)
- 24
Karolina WiatrowskaNMLS 598021
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- FHA loan
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- 25
Yuriy BelkovskyyNMLS 602253
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- FHA loan
- HELOC
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Brooklyn, NY
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NY license is confirmed with the state regulator (check mark), NY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.