Viviana Albino
Loan Officer at CrossCountry Mortgage · Cleveland, OH
NMLS ID 2782659 (opens in a new tab) · verify at NMLS Consumer Access
Viviana Albino (NMLS 2782659) is Loan Officer at CrossCountry Mortgage, based in Cleveland, OH. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arizona, California, Illinois, Indiana, Massachusetts, Maryland, North Carolina, Ohio and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and HELOC. Earliest state license record: January 15, 2026 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 15, 2026 (Florida), per state regulator
- 13 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Illinois, Indiana, Massachusetts, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144205, first effective 2026-01-15), TX (opens in a new tab), verified 2026-10-09.
Lender-reported: AZ, CA, IL, IN, MA, MD, NC, OH, PA, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Cleveland, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Viviana Albino (NMLS 2782659), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/viviana-albino-gutierrez-2782659, last verified 2026-10-13.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.