Borrower situations · Ohio

Loan officers for first-time buyers in Ohio

As of 2026-10-09, LenDb lists 380 loan officers licensed in or based in Ohio whose lender pages show First-time buyer work. The top-ranked are Aindrea Wilder (CrossCountry Mortgage, Gahanna), Timothy Bullock (Union Home Mortgage, Akron) and Scott Dillen (Ruoff Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Aindrea WilderNMLS 132778

    CrossCountry Mortgage · Gahanna, OH

    • First-time buyer
    • Real estate investor
    • USDA loan
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Gahanna, OH
    • States 30 years of experience (lender page, 2026-10-09)
  2. 2

    Timothy BullockNMLS 233777

    Union Home Mortgage · Akron, OH

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Akron, OH
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    Scott DillenNMLS 270870

    Ruoff Mortgage · Ohio

    • First-time buyer
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Ohio
    • States 30 years of experience (lender page, 2026-10-09)
  4. 4

    Lori FetterNMLS 832832

    Ruoff Mortgage · Medina, OH · licensed in 2 states

    • First-time buyer
    • Down payment assistance
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Medina, OH
    • Licensed since 2022 (per Florida records)
    • States 26 years of experience (lender page, 2026-10-09)
  5. 5

    Laurie MaceNMLS 281809

    Union Home Mortgage · Akron, OH

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Akron, OH
    • States 30 years of experience (lender page, 2026-10-09)
  6. 6

    Patrick TuffeyNMLS 841734

    Union Home Mortgage · West Chester, OH

    • First-time buyer
    • Down payment assistance
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in West Chester, OH
    • States 24 years of experience (lender page, 2026-10-09)
  7. 7

    Kevin KoscinskiNMLS 518521

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • First-time buyer
    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Columbus, OH
    • States 22 years of experience (lender page, 2026-10-09)
  8. 8

    Greg RoseNMLS 488109

    CrossCountry Mortgage · Lancaster, OH

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Lancaster, OH
    • States 15 years of experience (lender page, 2026-10-09)
  9. 9

    Bonny ReynoldsNMLS 1827138

    CrossCountry Mortgage · Cleveland, OH · licensed in 2 states

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Cleveland, OH
    • Licensed since 2022 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  10. 10

    Jeremy WetzelNMLS 3364

    CrossCountry Mortgage · Louisville, KY · licensed in 10 states

    • First-time buyer
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
    • States 23 years of experience (lender page, 2026-10-09)
  11. 11

    Denise PanzaNMLS 16446

    Total Mortgage Services · Naples, FL · licensed in 20 states

    • First-time buyer
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  12. 12

    Mark HarrisNMLS 113814

    Guild Mortgage · San Antonio, TX · licensed in 2 states

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  13. 13

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • First-time buyer
    • Real estate investor
    • VA loan
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  14. 14

    Julie JohnsonNMLS 302214

    CrossCountry Mortgage · Seattle, WA · licensed in 28 states

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  15. 15

    Chad RankinNMLS 490282

    Guild Mortgage · Worcester, MA · licensed in 38 states

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  16. 16

    Jason InglishNMLS 934863

    ALCOVA Mortgage · Cumberland, MD · licensed in 7 states

    • First-time buyer
    • FHA loan
    • Real estate investor
    • USDA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  17. 17

    Jason A WalkerNMLS 2384353

    CrossCountry Mortgage · Grand Haven, MI · licensed in 3 states

    • First-time buyer
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  18. 18

    AJ DiCarloNMLS 2488670

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states

    • First-time buyer
    • Construction loan
    • Real estate investor
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  19. 19

    Cori DrudgeNMLS 229643

    Ruoff Mortgage · Fishers, IN · licensed in 8 states

    • First-time buyer
    • FHA loan
    • USDA loan
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 27 years of experience (lender page, 2026-10-09)
  20. 20

    Adam GarmanNMLS 124792

    Ruoff Mortgage · licensed in 6 states

    • First-time buyer
    • Down payment assistance
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  21. 21

    Craig CusickNMLS 210381

    Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states

    • First-time buyer
    • FHA loan
    • USDA loan
    • VA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 17 years of experience (lender page, 2026-10-09)
  22. 22

    Sheri WatkinsNMLS 279665

    Ruoff Mortgage · licensed in 8 states

    • First-time buyer
    • New construction
    • Vacation home
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  23. 23

    Katie LawrenceNMLS 153808

    Union Home Mortgage · Brighton, MI · licensed in 4 states

    • First-time buyer
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  24. 24

    Joe McBreenNMLS 686541

    CrossCountry Mortgage · Michigan City, IN · licensed in 22 states

    • First-time buyer
    • Real estate investor
    • FHA loan
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  25. 25

    Jeffrey ZulaufNMLS 18566

    CrossCountry Mortgage · Suwanee, GA · licensed in 22 states

    • First-time buyer
    • Condo
    • Real estate investor
    • OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)

Before you choose

The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.

  • Which low down payment programs fit my situation?
  • Am I eligible for any first-time buyer assistance here?
  • What will my total cash to close be?

More about First-time buyer

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a OH license is confirmed with the state regulator (check mark), OH is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.