Loan programs · Ohio
HELOC loan officers in Ohio
As of 2026-10-09, LenDb lists 265 loan officers licensed in or based in Ohio whose lender pages show HELOC work. The top-ranked are Tom Lade (CrossCountry Mortgage, Columbus), Aindrea Wilder (CrossCountry Mortgage, Gahanna) and Kevin Koscinski (JPMorgan Chase Bank (Chase Home Lending), Columbus). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Tom LadeNMLS 962607
CrossCountry Mortgage · Columbus, OH · licensed in 10 states
- HELOC
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 6 years licensed
- 2
Aindrea WilderNMLS 132778
CrossCountry Mortgage · Gahanna, OH
- HELOC
- First-time buyer
- Real estate investor
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 3
Kevin KoscinskiNMLS 518521
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Tammy R ManleyNMLS 1855865
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 35 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Desmond MorganNMLS 1118195
Loan Factory · licensed in 3 states
- HELOC
- First-time buyer
- Real estate investor
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 6
Nick A. AlfmanNMLS 496044
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- First-time buyer
- Jumbo loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Shelley M LeoneNMLS 1702624
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- First-time buyer
- Jumbo loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Sara TeagueNMLS 450910
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- Jumbo loan
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 14 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Jared MaxwellNMLS 19167
Embrace Home Loans · Middletown, RI · licensed in 23 states
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 10
Michelle KrusmarkNMLS 2717683
Xpert Home Lending · licensed in 3 states
- HELOC
- Down payment assistance
- FHA loan
- Jumbo loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Kris HermannNMLS 1247814
Lit Financial Corporation · licensed in 8 states
- HELOC
- FHA loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Wenchell AurelienNMLS 1939836
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Logan StaceyNMLS 921318
CrossCountry Mortgage · Blue Ash, OH
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 15
James AbdallahNMLS 255833
Lit Financial Corporation · licensed in 14 states
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 16
Corey VandenbergNMLS 563900
Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states
- HELOC
- First-time buyer
- Condo
- Construction loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 17
Zach NicholsNMLS 2354495
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- Low credit score
- Self-employed
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 4 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Matthew BrownNMLS 1254520
Loan Factory · Austin, TX · licensed in 28 states
- HELOC
- Construction loan
- Renovation loan (203k / HomeStyle)
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 19
Thomas BastidasNMLS 2869520
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- Self-employed
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- 1 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Anthony DesanoNMLS 12319
Embrace Home Loans · Middletown, RI · licensed in 24 states
- HELOC
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 21
Jeff HammelNMLS 162437
Ruoff Mortgage · licensed in 17 states
- HELOC
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 22
Ryan MiracleNMLS 497698
Ruoff Mortgage · Columbus, OH
- HELOC
- Self-employed
- New construction
- Renovation loan (203k / HomeStyle)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 23
Jomayra AyalaNMLS 1536544
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 24
Luis F Soto SantiagoNMLS 2063004
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- Co-op
- Condo
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 25
Jose EscobarNMLS 2545286
JPMorgan Chase Bank (Chase Home Lending) · Columbus, OH
- HELOC
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Ohio; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OH or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.