Borrower situations · Alaska

Loan officers for homeowners who are refinancing in Alaska

As of 2026-10-26, LenDb lists 24 loan officers licensed in or based in Alaska whose lender pages show Refinance work. The top-ranked are Lindsay Witter (American Pacific Mortgage, Roseville), Jennifer Buckholz (CMG Home Loans, Federal Way) and Benjamin Williams (Guild Mortgage, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in AK, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 23

  1. 1

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 39 states

    • Refinance
    • Condo
    • Down payment assistance
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: January 26, 2012 (Oregon), per state regulator
  2. 2

    Jennifer BuckholzNMLS 265867

    CMG Home Loans · Federal Way, WA · licensed in 28 states

    • Refinance
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: July 26, 2011 (Oregon), per state regulator
  3. 3

    Benjamin WilliamsNMLS 1025173

    Guild Mortgage · San Diego, CA · licensed in 45 states

    • Refinance
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: June 4, 2013 (Oregon), per state regulator
  4. 4

    Ron LuttrullNMLS 274181

    Guild Mortgage · San Diego, CA · licensed in 44 states

    • Refinance
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: May 19, 2010 (California), per state regulator
    • States 20 years of experience (lender page, 2026-10-19)
  5. 5

    Spencer WartmanNMLS 2109932

    Trident Home Loans · Pensacola, FL · licensed in 22 states

    • Refinance
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: February 18, 2022 (Florida), per state regulator
  6. 6

    Sarah LathropNMLS 1611631

    Mortgage Solutions of Colorado, LLC · Colorado Springs, CO · licensed in 9 states

    • Refinance
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: January 4, 2018 (Colorado), per state regulator
  7. 7

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 50 states

    • Refinance
    • Jumbo loan
    • Non-QM loan
    • Reverse mortgage
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: December 19, 2018 (California), per state regulator
    • States 28 years of experience (lender page, 2026-10-22)
  8. 8

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 34 states

    • Refinance
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: July 14, 2007 (Colorado), per state regulator
  9. 9

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • Refinance
    • VA loan
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: June 20, 2018 (California), per state regulator
    • States 12 years of experience (lender page, 2026-10-22)
  10. 10

    Tim PotempaNMLS 454708

    CrossCountry Mortgage · Phoenix, AZ · licensed in 47 states

    • Refinance
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: July 9, 2015 (California), per state regulator
  11. 11

    Kelly HintzNMLS 450644

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Refinance
    • Construction loan
    • Real estate investor
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: August 26, 2016 (Oregon), per state regulator
  12. 12

    Evan HastingsNMLS 1664660

    CrossCountry Mortgage · Eugene, OR · licensed in 4 states

    • Refinance
    • First-time buyer
    • Real estate investor
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: January 22, 2018 (California), per state regulator
  13. 13

    Brian WeeksNMLS 1557610

    CrossCountry Mortgage · Overland Park, KS · licensed in 46 states

    • Refinance
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: December 7, 2016 (Colorado), per state regulator
  14. 14

    Bruce BrinkerhoffNMLS 639483

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • Refinance
    • Construction loan
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: August 15, 2019 (Oregon), per state regulator
  15. 15

    Drew TobinNMLS 589986

    CrossCountry Mortgage · Middletown, NY · licensed in 33 states

    • Refinance
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: May 19, 2020 (California), per state regulator
  16. 16

    Alex KlinkoNMLS 1472083

    CrossCountry Mortgage · Cleveland, OH · licensed in 33 states

    • Refinance
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: November 12, 2019 (Iowa), per state regulator
  17. 17

    Amy JamesNMLS 2088909

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states

    • Refinance
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: June 2, 2021 (Florida), per state regulator
  18. 18

    Adison VillanoNMLS 1982912

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 24 states

    • Refinance
    • FHA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: June 13, 2022 (Florida), per state regulator
    • States 3 years of experience (lender page, 2026-10-22)
  19. 19

    Jay BunteNMLS 1957808

    CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states

    • Refinance
    • VA loan
    • Jumbo loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: May 4, 2021 (Texas), per state regulator
  20. 20

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Refinance
    • Physician and medical professional
    • Jumbo loan
    • Non-QM loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: July 18, 2025 (Illinois), per state regulator
  21. 21

    Nick WeeksNMLS 415107

    CrossCountry Mortgage · Overland Park, KS · licensed in 47 states

    • Refinance
    • Jumbo loan
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: June 9, 2023 (California), per state regulator
  22. 22

    James McMurreyNMLS 2302283

    CrossCountry Mortgage · Lacey, WA · licensed in 25 states

    • Refinance
    • FHA loan
    • USDA loan
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: March 29, 2023 (Texas), per state regulator
  23. 23

    Antwuan CooksNMLS 2318345

    CrossCountry Mortgage · Bellingham, WA

    • Refinance
    • Real estate investor
    • VA loan
    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)

Before you choose

Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.

  • What are my total closing costs, and how many months until the lower payment pays them back?
  • Can I take cash out, and how much equity do I need to keep?
  • If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

More about Refinance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AK license is confirmed with the state regulator (check mark), AK is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=AK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.