Borrower situations · Alaska

Loan officers for first-time buyers in Alaska

As of 2026-10-09, LenDb lists 26 loan officers licensed in or based in Alaska whose lender pages show First-time buyer work. The top-ranked are Julie Johnson (CrossCountry Mortgage, Seattle), Derek Williams (Guild Mortgage, Anchorage) and Ruth Reuter (Churchill Mortgage, Wasilla). Ranking is lender-neutral: specialty evidence first, then a license in AK, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Julie JohnsonNMLS 302214

    CrossCountry Mortgage · Seattle, WA · licensed in 28 states

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  2. 2

    Derek WilliamsNMLS 2185067

    Guild Mortgage · Anchorage, AK

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Anchorage, AK
    • States 16 years of experience (lender page, 2026-10-09)
  3. 3

    Ruth ReuterNMLS 1200532

    Churchill Mortgage · Wasilla, AK · licensed in 2 states

    • First-time buyer
    • FHA loan
    • VA loan
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Wasilla, AK
    • Licensed since 2026 (per Florida records)
    • States 11 years of experience (lender page, 2026-10-09)
  4. 4

    Casey Sean OinessNMLS 265169

    Guild Mortgage · Bellevue, WA · licensed in 18 states

    • First-time buyer
    • Jumbo loan
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  5. 5

    Melissa BergrenNMLS 931932

    Guild Mortgage · Ellensburg, WA · licensed in 3 states

    • First-time buyer
    • Construction loan
    • Real estate investor
    • Vacation home
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  6. 6

    Evan HastingsNMLS 1664660

    CrossCountry Mortgage · Eugene, OR · licensed in 4 states

    • First-time buyer
    • Real estate investor
    • FHA loan
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  7. 7

    Roger WightmanNMLS 1089536

    Churchill Mortgage · Portland, OR · licensed in 16 states

    • First-time buyer
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
  8. 8

    Frank CimpermanNMLS 194237

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • First-time buyer
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  9. 9

    Scott SchneidermanNMLS 219043

    CrossCountry Mortgage · Chicago, IL · licensed in 34 states

    • First-time buyer
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  10. 10

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • First-time buyer
    • Self-employed
    • Construction loan
    • Jumbo loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  11. 11

    Khalisa DaviesNMLS 180315

    CrossCountry Mortgage · Bothell, WA · licensed in 25 states

    • First-time buyer
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  12. 12

    Mike ZahorchakNMLS 47492

    CrossCountry Mortgage · Cleveland, OH · licensed in 51 states

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
  13. 13

    Lisa PhillipsNMLS 1040007

    CrossCountry Mortgage · Melville, NY · licensed in 3 states

    • First-time buyer
    • VA loan
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  14. 14

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • First-time buyer
    • Condo
    • Down payment assistance
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  15. 15

    Kathy JohnsonNMLS 1402120

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • First-time buyer
    • Non-QM loan
    • VA loan
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  16. 16

    Nic HasselwanderNMLS 1499392

    CrossCountry Mortgage · Overland Park, KS · licensed in 44 states

    • First-time buyer
    • HELOC
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  17. 17

    Brittni BirenNMLS 1679140

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 10 states

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  18. 18

    Kyle JohnsonNMLS 1092898

    CrossCountry Mortgage · Lacey, WA · licensed in 40 states

    • First-time buyer
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  19. 19

    Patton GadeNMLS 1243024

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states

    • First-time buyer
    • VA loan
    • Renovation loan (203k / HomeStyle)
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  20. 20

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • First-time buyer
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  21. 21

    Adison VillanoNMLS 1982912

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 23 states

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 3 years of experience (lender page, 2026-10-09)
  22. 22

    Chris CohenNMLS 12241

    CrossCountry Mortgage · Cincinnati, OH · licensed in 40 states

    • First-time buyer
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  23. 23

    Alex KlinkoNMLS 1472083

    CrossCountry Mortgage · Cleveland, OH · licensed in 33 states

    • First-time buyer
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Colorado records)
  24. 24

    Evan LiddingtonNMLS 2328039

    CrossCountry Mortgage · Cleveland, OH · licensed in 17 states

    • First-time buyer
    • FHA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  25. 25

    Antwuan CooksNMLS 2318345

    CrossCountry Mortgage · Bellingham, WA

    • First-time buyer
    • Real estate investor
    • VA loan
    • AK listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)

Before you choose

The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.

  • Which low down payment programs fit my situation?
  • Am I eligible for any first-time buyer assistance here?
  • What will my total cash to close be?

More about First-time buyer

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AK license is confirmed with the state regulator (check mark), AK is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=AK. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.