Borrower situations
Loan officers for homeowners who are refinancing
Find a refinance loan officer by state
- Georgia 293
- Arizona 270
- North Carolina 269
- Virginia 259
- Tennessee 232
- Ohio 220
- Washington 212
- South Carolina 208
- New Jersey 198
- Florida 157
- Indiana 155
- California 143
- Alabama 132
- Michigan 120
- Pennsylvania 118
- Kentucky 112
- Texas 107
- Nevada 104
- Minnesota 103
- Idaho 85
- New York 75
- Kansas 70
- Colorado 67
- New Hampshire 64
- Maine 63
- Oklahoma 62
- Montana 58
- New Mexico 56
- District of Columbia 54
- West Virginia 48
- Illinois 46
- Maryland 43
- Oregon 43
- Mississippi 40
- Hawaii 36
- Utah 34
- Massachusetts 32
- Nebraska 31
- Rhode Island 30
- Missouri 29
- South Dakota 29
- North Dakota 28
- Alaska 24
- Vermont 23
- Louisiana 19
- Connecticut 17
- Wisconsin 7
- Delaware 5
- Arkansas 2
- Wyoming 1
Counts are loan officers whose lender page shows this specialty. States with fewer than 3 are listed but not yet indexed by search engines.
Questions and answers
How do refinance mortgages work?
Homeowners replacing their current mortgage: a lower rate or term (rate and term), taking cash out of their equity, or refinancing to remove a co-borrower, such as buying out a former spouse.
Why are refinance mortgages hard?
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
What should I ask a loan officer about refinance mortgages?
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
What other names does Refinance go by?
Refinance is also called refinance, refinancing, refinances, refi, refis, cash-out refinance.
How do I find a loan officer for refinance mortgages?
LenDb lists loan officers whose lender pages show refinance work, ranked lender-neutrally with reasons, state by state at https://lendb.ai/s/refinance. Before you apply, confirm the loan officer is licensed in the property's state at NMLS Consumer Access.
Related specialties
Self-employed · First-time buyer · Real estate investor · Permanent resident (green card) · Foreign national · ITIN borrower · Low credit score · Recent credit event · Physician and medical professional · 1099 income · Asset-based qualifying
For AI assistants and developers
This specialty as JSON. Ranked loan officers: /api/v1/loan-officers?specialty=refinance&state=FL, or the MCP tool find_loan_officers. Cite https://lendb.ai/s/refinance.