Borrower situations · Kansas

Loan officers for homeowners who are refinancing in Kansas

As of 2026-10-26, LenDb lists 70 loan officers licensed in or based in Kansas whose lender pages show Refinance work. The top-ranked are John Markman (Fairway Independent Mortgage Corporation, Overland Park), Eric Raso (CMG Home Loans, Tempe) and Joe Plancarte (CMG Home Loans, Greenwood Village). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    John MarkmanNMLS 1660491

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 4 states

    • Refinance
    • Non-QM loan
    • First-time buyer
    • Self-employed
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Office in Overland Park, KS
    • Earliest state license record: April 19, 2022 (Illinois), per state regulator
    • States 16 years of experience (lender page, 2026-10-20)
  2. 2

    Eric RasoNMLS 457108

    CMG Home Loans · Tempe, AZ · licensed in 40 states

    • Refinance
    • 2 to 4 unit property
    • Low credit score
    • Non-QM loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: August 27, 2014 (Colorado), per state regulator
    • States 20 years of experience (lender page, 2026-10-20)
  3. 3

    Joe PlancarteNMLS 172719

    CMG Home Loans · Greenwood Village, CO · licensed in 3 states

    • Refinance
    • Down payment assistance
    • Reverse mortgage
    • FHA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: November 1, 2007 (Colorado), per state regulator
  4. 4

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 39 states

    • Refinance
    • Condo
    • Down payment assistance
    • FHA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: January 26, 2012 (Oregon), per state regulator
  5. 5

    Alex CarrikerNMLS 1283419

    Highlands Residential Mortgage · Springfield, MO · licensed in 2 states

    • Refinance
    • First-time buyer
    • Reverse mortgage
    • FHA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: May 9, 2024 (Florida), per state regulator
  6. 6

    Jennifer BuckholzNMLS 265867

    CMG Home Loans · Federal Way, WA · licensed in 28 states

    • Refinance
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: July 26, 2011 (Oregon), per state regulator
  7. 7

    Benjamin WilliamsNMLS 1025173

    Guild Mortgage · San Diego, CA · licensed in 45 states

    • Refinance
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: June 4, 2013 (Oregon), per state regulator
  8. 8

    Sarah EverettNMLS 2366701

    CrossCountry Mortgage · Lenexa, KS · licensed in 2 states

    • Refinance
    • Jumbo loan
    • New construction
    • Real estate investor
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Lenexa, KS
  9. 9

    Ron LuttrullNMLS 274181

    Guild Mortgage · San Diego, CA · licensed in 44 states

    • Refinance
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: May 19, 2010 (California), per state regulator
    • States 20 years of experience (lender page, 2026-10-19)
  10. 10

    Spencer WartmanNMLS 2109932

    Trident Home Loans · Pensacola, FL · licensed in 22 states

    • Refinance
    • VA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: February 18, 2022 (Florida), per state regulator
  11. 11

    Theresa RolenNMLS 2249004

    Copeland Mortgage Company · licensed in 7 states

    • Refinance
    • First-time buyer
    • Self-employed
    • VA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: February 6, 2025 (Texas), per state regulator
  12. 12

    Brittani KingNMLS 365423

    CrossCountry Mortgage · Overland Park, KS · licensed in 4 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Office in Overland Park, KS
    • Earliest state license record: October 16, 2013 (Iowa), per state regulator
    • States 18 years of experience (lender page, 2026-10-21)
  13. 13

    Sarah PichardoNMLS 229120

    CMG Home Loans · Fairfax, VA · licensed in 39 states

    • Refinance
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: August 15, 2022 (Florida), per state regulator
  14. 14

    Brian WeeksNMLS 1557610

    CrossCountry Mortgage · Overland Park, KS · licensed in 46 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Overland Park, KS
    • Earliest state license record: December 7, 2016 (Colorado), per state regulator
  15. 15

    Louie BenchNMLS 1585153

    CrossCountry Mortgage · Lenexa, KS · licensed in 3 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Lenexa, KS
    • Earliest state license record: June 25, 2018 (Iowa), per state regulator
  16. 16

    Kyle MorrisseyNMLS 1428875

    CrossCountry Mortgage · Lenexa, KS · licensed in 5 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Office in Lenexa, KS
    • Earliest state license record: November 1, 2022 (Illinois), per state regulator
  17. 17

    Nick WeeksNMLS 415107

    CrossCountry Mortgage · Overland Park, KS · licensed in 47 states

    • Refinance
    • Jumbo loan
    • VA loan
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Overland Park, KS
    • Earliest state license record: June 9, 2023 (California), per state regulator
  18. 18

    Scott ReeseNMLS 86512

    CrossCountry Mortgage · Cleveland, OH · licensed in 17 states

    • Refinance
    • FHA loan
    • VA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: March 3, 2011 (California), per state regulator
    • States 20 years of experience (lender page, 2026-10-26)
  19. 19

    Chet WisinskiNMLS 83495

    CrossCountry Mortgage · Charlotte, NC · licensed in 15 states

    • Refinance
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: September 17, 2014 (Wisconsin), per state regulator
    • States 20 years of experience (lender page, 2026-10-26)
  20. 20

    Kyle BarnardNMLS 177269

    CrossCountry Mortgage · Grand Junction, CO · licensed in 4 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: November 30, 2006 (Colorado), per state regulator
  21. 21

    Jerry PalmerNMLS 223815

    CrossCountry Mortgage · Northbrook, IL · licensed in 30 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: November 16, 2005 (Illinois), per state regulator
  22. 22

    Sandee LutzNMLS 533656

    CrossCountry Mortgage · Romeo, MI · licensed in 29 states

    • Refinance
    • Renovation loan (203k / HomeStyle)
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: April 2, 2018 (Wisconsin), per state regulator
    • States 20 years of experience (lender page, 2026-10-22)
  23. 23

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 50 states

    • Refinance
    • Jumbo loan
    • Non-QM loan
    • Reverse mortgage
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: December 19, 2018 (California), per state regulator
    • States 28 years of experience (lender page, 2026-10-22)
  24. 24

    Lisa NeyensNMLS 1589958

    CrossCountry Mortgage · Overland Park, KS · licensed in 2 states

    • Refinance
    • FHA loan
    • First-time buyer
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Overland Park, KS
  25. 25

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 34 states

    • Refinance
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: July 14, 2007 (Colorado), per state regulator

Before you choose

Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.

  • What are my total closing costs, and how many months until the lower payment pays them back?
  • Can I take cash out, and how much equity do I need to keep?
  • If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

More about Refinance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a KS license is confirmed with the state regulator (check mark), KS is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=KS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.