Sandee Lutz
National Renovation Sales Manager at CrossCountry Mortgage · Romeo, MI
NMLS ID 533656 (opens in a new tab) · verify at NMLS Consumer Access
Sandee Lutz (NMLS 533656) is National Renovation Sales Manager at CrossCountry Mortgage, based in Romeo, MI. Licensed in Florida, confirmed with the state regulator (license LO67899). Also lists Alabama, Arkansas, California, Colorado, Connecticut, Georgia, Iowa, Idaho and 20 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Renovation loan (203k / HomeStyle). Licensed since 2020 (per Florida records). States 20 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 20 years experience (stated)
- 29 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, California, Colorado, Connecticut, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Missouri, Montana, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Virginia, Washington, Wisconsin, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO67899, since 2020), verified 2026-10-09.
Lender-reported: AL, AR, CA, CO, CT, GA, IA, ID, IL, IN, KS, KY, LA, ME, MI, MN, MO, MT, ND, OH, OK, OR, SD, TN, VA, WA, WI, WY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Romeo, MI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sandee specializes in renovation financing with two decades of experience as a loan officer, focusing on FHA 203k and Homestyle loans. She serves clients in IN, FL, MN, and CO and holds a Bachelor of Business Administration from Ferris State University.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor of Business Administration from Ferris State University
- Source (opens in a new tab), verified 2026-10-09
- Serves
- IN, FL, MN, CO; Sun City Center, FL; Odessa, WA
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Sandee Lutz (NMLS 533656), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sandra-lutz-533656, last verified 2026-10-09.
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