Borrower situations · Louisiana
Loan officers for homeowners who are refinancing in Louisiana
As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Louisiana whose lender pages show Refinance work. The top-ranked are Stephanie O'Farrell (Mutual of Omaha Mortgage, Overland Park), Steve Hochrein (Newrez, Columbia) and Kris Hermann (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 17, 2008 (Illinois), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 2
Steve HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 15 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 21, 2011 (Florida), per state regulator
- States 14 years of experience (lender page, 2026-10-14)
- 3
Kris HermannNMLS 1247814
Lit Financial Corporation · licensed in 6 states
- Refinance
- HELOC
- VA loan
- FHA loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 17, 2015 (Colorado), per state regulator
- States 10 years of experience (lender page, 2026-10-19)
- 4
Jim SimpsonNMLS 420787
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 15, 2015 (Colorado), per state regulator
- States 22 years of experience (lender page, 2026-10-20)
- 5
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 6
Natasha RobinsonNMLS 332074
Guaranteed Rate Affinity, LLC · Chicago, IL · licensed in 10 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: April 20, 2009 (Illinois), per state regulator
- 7
Jillian FaustinoNMLS 2748105
Newrez · Fort Washington, PA · licensed in 11 states
- Refinance
- HELOC
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 2, 2025 (Illinois), per state regulator
- 8
David K. HarrelsonNMLS 2819765
ENSURE HOME LOANS LLC · licensed in 6 states
- Refinance
- Non-QM loan
- VA loan
- FHA loan
- LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 17, 2026 (Illinois), per state regulator
- States 35 years of experience (lender page, 2026-10-15)
- 9
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 39 states
- Refinance
- Condo
- Down payment assistance
- FHA loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 26, 2012 (Oregon), per state regulator
- 10
Sabrena HughesNMLS 1305351
Highlands Residential Mortgage · Texarkana, TX · licensed in 3 states
- Refinance
- Jumbo loan
- Real estate investor
- USDA loan
- LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: May 4, 2015 (Texas), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 11
Khash SaghafiNMLS 120117
Liberty Home Mortgage Corporation · Independence, OH · licensed in 14 states
- Refinance
- FHA loan
- USDA loan
- VA loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 24, 2014 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-15)
- 12
Jake LonghtaNMLS 1595726
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 14 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: April 4, 2018 (Colorado), per state regulator
- States 10 years of experience (lender page, 2026-10-20)
- 13
Chris CarneyNMLS 1721392
Guild Mortgage · Southlake, TX · licensed in 2 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 5, 2018 (Texas), per state regulator
- 14
Robert Gardner-SouzaNMLS 1777771
Consumer Real Estate Finance Co. · Falmouth, MA · licensed in 5 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: November 13, 2018 (Florida), per state regulator
- States 7 years of experience (lender page, 2026-10-21)
- 15
Michael PriamiNMLS 2779885
Mutual of Omaha Mortgage · Lombard, IL · licensed in 6 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 13, 2026 (Wisconsin), per state regulator
- 16
Jennifer BuckholzNMLS 265867
CMG Home Loans · Federal Way, WA · licensed in 28 states
- Refinance
- First-time buyer
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 26, 2011 (Oregon), per state regulator
- 17
Britainy WilkersonNMLS 1137924
Xpert Home Lending · Mortgage broker · Roseville, CA · licensed in 16 states
- Refinance
- VA loan
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: December 4, 2023 (Iowa), per state regulator
- States 15 years of experience (lender page, 2026-10-21)
- 18
Corry WarrenNMLS 1957139
Consumer Real Estate Finance Co. · Cleveland, OH · licensed in 4 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: November 5, 2024 (Iowa), per state regulator
- States 6 years of experience (lender page, 2026-10-21)
- 19
Ron LuttrullNMLS 274181
Guild Mortgage · San Diego, CA · licensed in 44 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 19, 2010 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-19)
- 20
Christopher AylwardNMLS 2465130
Consumer Real Estate Finance Co. · Fort Lauderdale, FL · licensed in 5 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: April 4, 2024 (Florida), per state regulator
- States 3 years of experience (lender page, 2026-10-21)
- 21
Valentin ChevallierNMLS 2520638
Lit Financial Corporation · licensed in 6 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: September 11, 2023 (Illinois), per state regulator
- 22
Benjamin WilliamsNMLS 1025173
Guild Mortgage · San Diego, CA · licensed in 45 states
- Refinance
- LA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: June 4, 2013 (Oregon), per state regulator
- 23
Sarah PichardoNMLS 229120
CMG Home Loans · Fairfax, VA · licensed in 39 states
- Refinance
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 15, 2022 (Florida), per state regulator
- 24
Juliana GuidryNMLS 1517749
CrossCountry Mortgage · Lafayette, LA · licensed in 2 states
- Refinance
- Non-QM loan
- Real estate investor
- First-time buyer
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-22)
- Office in Lafayette, LA
- Earliest state license record: July 13, 2020 (Texas), per state regulator
- 25
Ory ComeauxNMLS 2105892
CrossCountry Mortgage · Lafayette, LA · licensed in 3 states
- Refinance
- Jumbo loan
- Non-QM loan
- Real estate investor
- ✓Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Office in Lafayette, LA
- Earliest state license record: November 22, 2024 (Texas), per state regulator
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a LA license is confirmed with the state regulator (check mark), LA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=LA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.