Robert Gardner-Souza
Loan Officer at Consumer Real Estate Finance Co. · Falmouth, MA
NMLS ID 1777771 (opens in a new tab) · verify at NMLS Consumer Access
Robert Gardner-Souza (NMLS 1777771) is Loan Officer at Consumer Real Estate Finance Co., based in Falmouth, MA. Licensed in 2 states confirmed with state regulators: Florida and Louisiana. Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). Earliest state license record: November 13, 2018 (Florida), per state regulator. States 7 years of experience.
Last verified . Sources: Consumer Real Estate Finance Co. (societymortgage.com), Florida state regulator, New York state regulator, Louisiana state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 13, 2018 (Florida), per state regulator
- 7 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
First-time buyer. Programs Consumer Real Estate Finance Co. offers (verified 2026-10-13). Lender-level: not confirmed as Robert's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO57401, first effective 2018-11-13), LA (opens in a new tab), verified 2026-10-15.
Earlier regulator records (not active): NY (expired).
Contact
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Employment history
Consumer Real Estate Finance Co. NMLS 104621
Current · Falmouth, MA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Robert Gardner-Souza has almost a decade of experience as a licensed loan officer, focused on clear, tailored home financing. Outside work they enjoy boating, golf and hockey.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · ofi.la.gov (opens in a new tab) | verified 2026-10-15 |
| Lender programs | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-13 |
| Summary | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Robert Gardner-Souza (NMLS 1777771), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/robert-gardner-souza-1777771, last verified 2026-10-15.
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