Borrower situations · Wisconsin

Loan officers for homeowners who are refinancing in Wisconsin

As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Wisconsin whose lender pages show Refinance work. The top-ranked are Ryan Hall (Guild Mortgage, Menasha), Kim Shuey (Mutual of Omaha Mortgage, Overland Park) and Katie Hammes (Guaranteed Rate Affinity, LLC, Mequon). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Ryan HallNMLS 284082

    Guild Mortgage · Menasha, WI

    • Refinance
    • First-time buyer
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 35219), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Office in Menasha, WI
    • Earliest state license record: June 20, 2000 (Wisconsin), per state regulator
  2. 2

    Kim ShueyNMLS 410338

    Mutual of Omaha Mortgage · Overland Park, KS · licensed in 15 states

    • Refinance
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 410338), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: July 22, 2011 (Texas), per state regulator
    • States 20 years of experience (lender page, 2026-10-20)
  3. 3

    Katie HammesNMLS 1031048

    Guaranteed Rate Affinity, LLC · Mequon, WI · licensed in 5 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1031048), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Office in Mequon, WI
    • Earliest state license record: December 27, 2018 (Wisconsin), per state regulator
  4. 4

    Stephanie O'FarrellNMLS 95809

    Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states

    • Refinance
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 95809), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: November 17, 2008 (Illinois), per state regulator
    • States 20 years of experience (lender page, 2026-10-20)
  5. 5

    Steve HochreinNMLS 133559

    Newrez · Columbia, MD · licensed in 15 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 133559), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: February 21, 2011 (Florida), per state regulator
    • States 14 years of experience (lender page, 2026-10-14)
  6. 6

    Christopher ArnoldNMLS 1702764

    Newrez · Fort Washington, PA · licensed in 15 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1702764), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
  7. 7

    Steven GoldmanNMLS 393418

    CMG Home Loans · Minneapolis, MN

    • Refinance
    • Reverse mortgage
    • USDA loan
    • Down payment assistance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 3933418), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: November 10, 2025 (Wisconsin), per state regulator
    • States 25 years of experience (lender page, 2026-10-20)
  8. 8

    Jim SimpsonNMLS 420787

    Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states

    • Refinance
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 420787), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: January 15, 2015 (Colorado), per state regulator
    • States 22 years of experience (lender page, 2026-10-20)
  9. 9

    Bill WhiteNMLS 2268018

    CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states

    • Refinance
    • HELOC
    • FHA loan
    • First-time buyer
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 2268018), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: December 13, 2021 (Illinois), per state regulator
  10. 10

    Eric RasoNMLS 457108

    CMG Home Loans · Tempe, AZ · licensed in 40 states

    • Refinance
    • 2 to 4 unit property
    • Low credit score
    • Non-QM loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 457108), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: August 27, 2014 (Colorado), per state regulator
    • States 20 years of experience (lender page, 2026-10-20)
  11. 11

    Mark GundersenNMLS 397893

    Mutual of Omaha Mortgage · St. Charles, IL · licensed in 11 states

    • Refinance
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 397893), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: November 20, 2012 (Illinois), per state regulator
    • States 21 years of experience (lender page, 2026-10-20)
  12. 12

    Natasha RobinsonNMLS 332074

    Guaranteed Rate Affinity, LLC · Chicago, IL · licensed in 10 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 332074), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: April 20, 2009 (Illinois), per state regulator
  13. 13

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 39 states

    • Refinance
    • Condo
    • Down payment assistance
    • FHA loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 700709), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: January 26, 2012 (Oregon), per state regulator
  14. 14

    Steve BloomNMLS 130998

    A & N Mortgage Services, Inc. · Chicago, IL · licensed in 9 states

    • Refinance
    • Real estate investor
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 130998), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: October 10, 2006 (Illinois), per state regulator
  15. 15

    Ron HaddadNMLS 204443

    Union Home Mortgage · Arlington Heights, IL · licensed in 8 states

    • Refinance
    • Down payment assistance
    • Vacation home
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 204443), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: June 23, 2005 (Illinois), per state regulator
    • States 20 years of experience (lender page, 2026-10-14)
  16. 16

    Tyler BahnsenNMLS 362852

    CMG Home Loans · Miami, FL · licensed in 13 states

    • Refinance
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 362852), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: October 20, 2011 (Florida), per state regulator
    • States 21 years of experience (lender page, 2026-10-20)
  17. 17

    Khash SaghafiNMLS 120117

    Liberty Home Mortgage Corporation · Independence, OH · licensed in 14 states

    • Refinance
    • FHA loan
    • USDA loan
    • VA loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 120117), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: October 24, 2014 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-15)
  18. 18

    Robert FergerNMLS 228658

    Mutual of Omaha Mortgage · Overland Park, KS · licensed in 12 states

    • Refinance
    • FHA loan
    • Jumbo loan
    • VA loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 228658), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: July 10, 2017 (Colorado), per state regulator
    • States 25 years of experience (lender page, 2026-10-20)
  19. 19

    Travis GoltzNMLS 351337

    Granite Bank · Bank · Champlin, MN

    • Refinance
    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: January 2, 2014 (Wisconsin), per state regulator
  20. 20

    Jake LonghtaNMLS 1595726

    Mutual of Omaha Mortgage · Overland Park, KS · licensed in 14 states

    • Refinance
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1595726), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: April 4, 2018 (Colorado), per state regulator
    • States 10 years of experience (lender page, 2026-10-20)
  21. 21

    Bryan MillerNMLS 1191905

    The Federal Savings Bank · Bank

    • Refinance
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: July 30, 2018 (Wisconsin), per state regulator
  22. 22

    Michael PriamiNMLS 2779885

    Mutual of Omaha Mortgage · Lombard, IL · licensed in 6 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 2779885), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-20)
    • Earliest state license record: January 13, 2026 (Wisconsin), per state regulator
  23. 23

    Britainy WilkersonNMLS 1137924

    Xpert Home Lending · Mortgage broker · Roseville, CA · licensed in 16 states

    • Refinance
    • VA loan
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1137924), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-21)
    • Earliest state license record: December 4, 2023 (Iowa), per state regulator
    • States 15 years of experience (lender page, 2026-10-21)
  24. 24

    Benjamin WilliamsNMLS 1025173

    Guild Mortgage · San Diego, CA · licensed in 45 states

    • Refinance
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1025173), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-26)
    • Earliest state license record: June 4, 2013 (Oregon), per state regulator
  25. 25

    Tom HotterNMLS 1840776

    Thompson Kane & Company, Inc. · licensed in 10 states

    • Refinance
    • First-time buyer
    • ✓Licensed in WI: confirmed with the Wisconsin regulator (license 1840776), verified 2026-10-21
    • Lists Refinance on lender page (lender page, verified 2026-10-22)
    • Earliest state license record: April 30, 2019 (Wisconsin), per state regulator
    • States 20 years of experience (lender page, 2026-10-22)

Before you choose

Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.

  • What are my total closing costs, and how many months until the lower payment pays them back?
  • Can I take cash out, and how much equity do I need to keep?
  • If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

More about Refinance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WI license is confirmed with the state regulator (check mark), WI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=WI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.