Loan programs · Wisconsin
HELOC loan officers in Wisconsin
As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Wisconsin whose lender pages show HELOC work. The top-ranked are Brent Wilkerson (CrossCountry Mortgage, La Crosse), Zach Schwartz (LeaderOne Financial, Oak Brook) and Bill White (CrossCountry Mortgage, Cincinnati). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Brent WilkersonNMLS 488734
CrossCountry Mortgage · La Crosse, WI · licensed in 8 states
- HELOC
- Real estate investor
- USDA loan
- VA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in La Crosse, WI
- Licensed since 2021 (per Florida records)
- 2
Zach SchwartzNMLS 894131
LeaderOne Financial · Oak Brook, IL · licensed in 3 states
- HELOC
- Construction loan
- Down payment assistance
- FHA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Bill WhiteNMLS 2268018
CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 4
MaryBeth SimkowskiNMLS 1215028
JPMorgan Chase Bank (Chase Home Lending) · Bank · Milwaukee, WI
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Milwaukee, WI
- 5
Kyle TornowNMLS 2067434
JPMorgan Chase Bank (Chase Home Lending) · Bank · Franklin, WI
- HELOC
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Franklin, WI
- 6
Jared MaxwellNMLS 19167
Embrace Home Loans · Middletown, RI · licensed in 23 states
- HELOC
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 7
Jeff HammelNMLS 162437
Ruoff Mortgage · licensed in 17 states
- HELOC
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 32 years of experience (lender page, 2026-10-09)
- 8
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- First-time buyer
- Jumbo loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 9
Teyona StewartNMLS 2215853
First Citizens Bank · Bank · La Jolla, CA · licensed in 35 states
- HELOC
- First-time buyer
- Down payment assistance
- FHA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 10
Coleman BalesNMLS 1993122
Atlantic Coast Mortgage · Fairfax, VA · licensed in 15 states
- HELOC
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 11
Ricardo NavarreteNMLS 1453870
LeaderOne Financial · Oak Brook, IL · licensed in 2 states
- HELOC
- Construction loan
- Down payment assistance
- FHA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 12
Luis KercadoNMLS 661857
CrossCountry Mortgage · Tequesta, FL · licensed in 10 states
- HELOC
- Real estate investor
- FHA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- HELOC
- FHA loan
- VA loan
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 14
Scott SchneidermanNMLS 219043
CrossCountry Mortgage · Chicago, IL · licensed in 34 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 15
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- HELOC
- 1099 income
- Bank statement loan
- DSCR loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 16
Christopher KeelinNMLS 63764
CrossCountry Mortgage · Denville, NJ · licensed in 42 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 17
Khalisa DaviesNMLS 180315
CrossCountry Mortgage · Bothell, WA · licensed in 25 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 18
David PickeringNMLS 12134
CrossCountry Mortgage · Cleveland, OH · licensed in 28 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 19
Justin LiebermanNMLS 17836
CrossCountry Mortgage · Union, NJ · licensed in 18 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 20
Joseph CostanzoNMLS 1408507
CrossCountry Mortgage · Cleveland, OH · licensed in 21 states
- HELOC
- VA loan
- FHA loan
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 21
Drew StaceyNMLS 728175
CrossCountry Mortgage · Blue Ash, OH · licensed in 27 states
- HELOC
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 22
Nic HasselwanderNMLS 1499392
CrossCountry Mortgage · Overland Park, KS · licensed in 44 states
- HELOC
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 23
Matt SchwartzNMLS 151017
CrossCountry Mortgage · Southlake, TX · licensed in 26 states
- HELOC
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 24
Kelly HintzNMLS 450644
CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states
- HELOC
- Construction loan
- Real estate investor
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- 25
Chris WoodNMLS 493394
CrossCountry Mortgage · Hudson, WI · licensed in 4 states
- HELOC
- Jumbo loan
- First-time buyer
- WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Hudson, WI
- Licensed since 2025 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WI license is confirmed with the state regulator (check mark), WI is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=WI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.