County · FL

Mortgage lenders in Bay County, FL

Lenders LenDb lists funded 2,034 conventional, 741 FHA, 1,069 VA and 23 USDA home loans in Bay County, FL in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Bay County. These are lender counts, not loan officer counts.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

By loan type, 2025

Top lenders for conventional loans in Bay County, FL 2,034 loans from 171 lenders
Top lenders for FHA loans in Bay County, FL 741 loans from 89 lenders
Top lenders for VA loans in Bay County, FL 1,069 loans from 89 lenders
Top lenders for USDA loans in Bay County, FL 23 loans from 12 lenders

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. FHA, VA and USDA loans are government-backed; conventional loans are everything else. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.