County · FL

Mortgage lenders in Santa Rosa County, FL

Lenders LenDb lists funded 1,787 conventional, 739 FHA, 1,744 VA and 55 USDA home loans in Santa Rosa County, FL in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Santa Rosa County. These are lender counts, not loan officer counts.

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab).

By loan type, 2025

Top lenders for conventional loans in Santa Rosa County, FL 1,787 loans from 146 lenders
Top lenders for FHA loans in Santa Rosa County, FL 739 loans from 92 lenders
Top lenders for VA loans in Santa Rosa County, FL 1,744 loans from 113 lenders
Top lenders for USDA loans in Santa Rosa County, FL 55 loans from 14 lenders

Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans. FHA, VA and USDA loans are government-backed; conventional loans are everything else. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.