Languages · California

German-speaking loan officers in California

As of 2026-10-26, LenDb lists 4 loan officers licensed in or based in California whose lender pages say they speak German. The top-ranked are Michael Tietz (JPMorgan Chase Bank (Chase Home Lending), San Diego), Arthur Biancone (JPMorgan Chase Bank (Chase Home Lending), Santa Barbara) and James Andrew Kay (Wells Fargo Home Mortgage, El Segundo). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    Michael TietzNMLS 53715

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Diego, CA

    • Co-op
    • Condo
    • FHA loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks German (lender page, verified 2026-10-26)
    • Office in San Diego, CA
    • Earliest state license record: November 29, 2017 (Florida), per state regulator
    • States 29 years of experience (lender page, 2026-10-09)
  2. 2

    Arthur BianconeNMLS 668396

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Santa Barbara, CA

    • Down payment assistance
    • FHA loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks German (lender page, verified 2026-10-19)
    • Office in Santa Barbara, CA
    • States 16 years of experience (lender page, 2026-10-09)
  3. 3

    James Andrew KayNMLS 485551

    Wells Fargo Home Mortgage · Bank · El Segundo, CA

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks German (lender page, verified 2026-10-19)
    • Office in El Segundo, CA
  4. 4

    Hamidreza (Kamran) ZareNMLS 2236254

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Menlo Park, CA

    • Jumbo loan
    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks German (lender page, verified 2026-10-19)
    • Office in Menlo Park, CA

How this list is ranked

A loan officer is listed when their own lender page lists German. Loan officers are included when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=de&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.