Languages · California
Gujarati-speaking loan officers in California
As of 2026-10-24, LenDb lists 4 loan officers licensed in or based in California whose lender pages say they speak Gujarati. The top-ranked are Vinnie Patel (JPMorgan Chase Bank (Chase Home Lending), Carson), Bhavin L (Loan Factory) and Vishnu Patel (Loan Factory). Ranking is lender-neutral: a license in CA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 4
- 1
Vinnie PatelNMLS 694509
JPMorgan Chase Bank (Chase Home Lending) · Bank · Carson, CA
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Gujarati (lender page, verified 2026-10-19)
- Office in Carson, CA
- States 30 years of experience (lender page, 2026-10-09)
- 2
Bhavin LNMLS 2603295
Loan Factory · Mortgage broker · California
- Real estate investor
- Refinance
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2603295), verified 2026-10-24
- Speaks Gujarati (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: January 9, 2025 (California), per state regulator
- 3
Vishnu PatelNMLS 1757362
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Real Estate (license 02066135), verified 2026-10-24
- Speaks Gujarati (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: July 24, 2023 (California), per state regulator
- 4
Bhargav ThakkarNMLS 2792061
Loan Factory · Mortgage broker · California
- ✓Licensed in CA: confirmed with the California Department of Financial Protection and Innovation (license CA-DFPI2792061), verified 2026-10-24
- Speaks Gujarati (lender page, verified 2026-10-09)
- Office in California
- Earliest state license record: February 9, 2026 (California), per state regulator
How this list is ranked
A loan officer is listed when their own lender page lists Gujarati. Loan officers are included when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=gu&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.