Lender
American Financial Resources, LLC
Company NMLS ID 2826 (opens in a new tab) · elend.com (opens in a new tab)
American Financial Resources, LLC (company NMLS 2826) is a mortgage lender. LenDb lists 15 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: American Financial Resources, LLC's own loan officer directory and NMLS Consumer Access.
- 15 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 11,444 home loans in 2025 (HMDA), including loans brokers originated; 4,846 FHA
- By loan type: 4,535 conventional, 4,846 FHA, 1,590 VA, 473 USDA.
- By purpose: 9,328 purchase, 2,116 refinance.
- 39 jumbo (above the conforming loan limit); 731 for investment properties.
- Up 119% from 2024 (5,214 loans).
- About $3.4 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 93% of these loans came in through a third party such as a mortgage broker.
Most loans in Florida (1,201), Texas (938), North Carolina (727).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 15
- Calvin Park · NMLS 598826
- Christopher Guerin · NMLS 50002
- Elvis Santana · NMLS 95025
- Frank Lopuski · NMLS 1037823
- Joseph Amelio · NMLS 88855
- Joseph Bates · NMLS 1630929
- Lauren Pomeroy · NMLS 410368
- Louis Esa · NMLS 171909
- Marc Thomas · NMLS 1114744
- Melissa Rzucidlo · NMLS 1567488
- Michael Brenning · NMLS 1667787
- Robert Pirchala · NMLS 49975
- Timothy Cooley · NMLS 110263
- Vincent Tunnero · NMLS 1303043
- William Carroll · NMLS 136554
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.