Independent mortgage bank
Bay Equity Home Loans
Company NMLS ID 76988 (opens in a new tab) · bayequityhomeloans.com (opens in a new tab)
Bay Equity Home Loans (company NMLS 76988) is an independent mortgage lender. LenDb has not loaded its loan officers yet.
Last verified . Sources: Bay Equity Home Loans's own loan officer directory and NMLS Consumer Access.
- 0 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
Lending activity (HMDA)
Funded 4,443 home loans in 2025 (HMDA), 3,402 conventional
- By loan type: 3,402 conventional, 696 FHA, 332 VA, 13 USDA.
- By purpose: 4,261 purchase, 182 refinance.
- 117 jumbo (above the conforming loan limit); 226 for investment properties.
- Down 54% from 2024 (9,751 loans).
- About $1.9 billion in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Washington (476), Illinois (470), California (426).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
No loan officers loaded yet.
Source: manual, verified 2026-10-08. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.