Lender
Change Lending, LLC
Company NMLS ID 1839 (opens in a new tab) · changemtg.com (opens in a new tab)
Change Lending, LLC (company NMLS 1839) is a mortgage lender. LenDb lists 42 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Change Lending, LLC's own loan officer directory and NMLS Consumer Access.
- 42 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 8,804 home loans in 2025 (HMDA), including loans brokers originated; 7,879 conventional
- By loan type: 7,879 conventional, 708 FHA, 209 VA, 8 USDA.
- By purpose: 6,000 purchase, 2,789 refinance, 15 other (home improvement and other closed-end loans).
- 1,074 jumbo (above the conforming loan limit); 2,642 for investment properties.
- Up 63% from 2024 (5,407 loans).
- About $4.8 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 71% of these loans came in through a third party such as a mortgage broker.
Most loans in California (2,752), Florida (1,313), Texas (1,230).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 42
- Abraham Morales · NMLS 2178548
- Alberto Guzman · NMLS 835389
- Angela Sosa · NMLS 1260743
- Angelica Calderon · NMLS 1818130
- Branco Ixta · NMLS 1645875
- Brian Martinez · NMLS 2064271
- Candi Lara · NMLS 925185
- Christian Saldana · NMLS 1252051
- Craig Bosse · NMLS 1019442
- David Vasquez · NMLS 263637
- Deborah Pate · NMLS 403017
- Diana Longoria · NMLS 193510
- Eduardo Flores · NMLS 1572747
- Giovan Parra · NMLS 1807941
- Isaac Alvidrez · NMLS 2617384
- Israel Reyes-Corral · NMLS 2596209
- James Bonner · NMLS 328326
- Jamie Morse · NMLS 620913
- Jennifer Leong · NMLS 1678956
- Jizong Liang · NMLS 1368790
- Jonathan Brooks · NMLS 1924710
- Kaneen Manuel · NMLS 2567825
- Keith Parrett · NMLS 1931498
- Luningning Giron · NMLS 1320798
- Martin Cichocki · NMLS 1482165
- Nancy Cabrera · NMLS 715676
- Nicholas Kreager · NMLS 1294451
- Olimpia Duron · NMLS 298011
- Patrick Guerra · NMLS 1062746
- Raymond Mendoza · NMLS 1672021
- Rita Guardado · NMLS 508503
- Robert Rayner · NMLS 268398
- Rocio Gutierrez · NMLS 1713909
- Ryan Montes · NMLS 1326818
- Sandra Bradford · NMLS 723673
- Sean Bemis · NMLS 1388053
- Todd Seabold · NMLS 486120
- Tracey Escobedo · NMLS 2792387
- Valerie Mendoza · NMLS 816210
- Valerie Miller · NMLS 1700415
- Victoria Acosta · NMLS 1658123
- Zachary Mclean · NMLS 1902568
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.