Independent mortgage bank
First Equity Mortgage Incorporated
Company NMLS ID 21157 (opens in a new tab) · firstequityonline.com (opens in a new tab)
First Equity Mortgage Incorporated (company NMLS 21157) is an independent mortgage lender. LenDb lists 10 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: First Equity Mortgage Incorporated's own loan officer directory and NMLS Consumer Access.
- 10 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 1,278 home loans in 2025 (HMDA), 1,137 conventional
- By loan type: 1,137 conventional, 39 FHA, 100 VA, 2 USDA.
- By purpose: 1,269 purchase, 7 refinance, 2 other (home improvement and other closed-end loans).
- 59 jumbo (above the conforming loan limit); 21 for investment properties.
- Down 6% from 2024 (1,357 loans).
- About $640.0 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Texas (304), Ohio (288), Kentucky (279).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 10
- Chris Niere · LOAN OFFICER
- Dan Sagle · LOAN OFFICER
- Dustin Kaffenberger · LOAN OFFICER
- Mike Cosgrove · LOAN OFFICER
- Nick Kennard · VICE PRESIDENT / SALES MANAGER
- Paul Richard · LOAN OFFICER
- Peggy Beckett · LOAN OFFICER
- Robyn Beatty · NMLS 164905
- Steve Schlagbaum · LOAN OFFICER
- Thomas J. Skope · NMLS 652985
Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.