Independent mortgage bank
First Option Mortgage, LLC
Company NMLS ID 123411 (opens in a new tab) · myfirstoption.com (opens in a new tab)
First Option Mortgage, LLC (company NMLS 123411) is an independent mortgage lender. LenDb lists 27 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: First Option Mortgage, LLC's own loan officer directory and NMLS Consumer Access.
- 27 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 1,733 home loans in 2025 (HMDA), 1,096 conventional
- By loan type: 1,096 conventional, 575 FHA, 49 VA, 13 USDA.
- By purpose: 1,508 purchase, 225 refinance.
- 20 jumbo (above the conforming loan limit); 397 for investment properties.
- Down 22% from 2024 (2,216 loans).
- About $502.9 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Georgia (835), Texas (302), Indiana (185).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 27
- Adriana Smith · NMLS 1705984
- Alice Clark · NMLS 398878
- Angel Sahagun · NMLS 2504298
- Anthony Barcelo · NMLS 2275654
- Ashley Mikhaylov · NMLS 1303228
- Carolina Vergara · NMLS 1529330
- Francisco Peguero · NMLS 2406894
- gabriela sapien · NMLS 310179
- Imelda Ortiz · NMLS 995530
- Javier Castro · NMLS 2185528
- Jeffrey Scott · NMLS 213274
- Juan Delgado Garcia · NMLS 2360046
- Katharine Sacriste · NMLS 1767518
- Kiran Shah · NMLS 1330866
- Kurt Nikolai · NMLS 131677
- Luciana Young · NMLS 781387
- Manisha Ali · NMLS 1789711
- Maria Rodarte · NMLS 221085
- Mariza Barone · NMLS 2531103
- Martin Lona · NMLS 409574
- Myriam Flores · NMLS 934618
- Ned Harrison · NMLS 728834
- Paola Colina · NMLS 2232774
- Raheel Esmail · NMLS 1196166
- Sarah Biehle · NMLS 2013105
- Tracy Patterson · NMLS 1119884
- Vanessa Pena · NMLS 1504921
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.