Independent mortgage bank
Flat Branch Mortgage, Inc.
Company NMLS ID 224149 (opens in a new tab) · flatbranchhomeloans.com (opens in a new tab)
Flat Branch Mortgage, Inc. (company NMLS 224149) is an independent mortgage lender. LenDb lists 58 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Flat Branch Mortgage, Inc.'s own loan officer directory and NMLS Consumer Access.
- 58 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 15,375 home loans in 2025 (HMDA), 8,695 conventional
- By loan type: 8,695 conventional, 4,062 FHA, 1,626 VA, 992 USDA.
- By purpose: 13,674 purchase, 1,608 refinance, 93 other (home improvement and other closed-end loans).
- 65 jumbo (above the conforming loan limit); 436 for investment properties.
- Up 11% from 2024 (13,897 loans).
- About $3.7 billion in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Missouri (7,301), Illinois (1,758), Arkansas (1,481).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 58
- Aaron Arlington · NMLS 564087
- Adam Lair · NMLS 1743438
- Adam Swenka · NMLS 932959
- Alicia Miller · NMLS 1459174
- Amy Mintert · NMLS 2659835
- Amy Pemberton · NMLS 525940
- Andrea Spearman · NMLS 2660781
- Andrew Gladstone · NMLS 1803607
- Andrew Kassoff · NMLS 784628
- Angela Baughman-Miller · NMLS 1866815
- Benjamin Young · NMLS 727533
- Blake Green · NMLS 2712879
- Bo Brown · NMLS 499414
- Brenn Bartz · NMLS 2152796
- Brian Adams · NMLS 2447609
- Carol Shadrick · NMLS 155690
- Caroline Groves · NMLS 1105394
- Conrad Eberhard · NMLS 419438
- Dennis Tate · NMLS 238688
- Diodato Vannucci · NMLS 133083
- Elizabeth Langston · NMLS 913580
- Emily Machetta · NMLS 1384085
- Eric Hemmer · NMLS 252269
- Ethan Wagner · NMLS 492739
- Francisco Gaona · NMLS 2504877
- Gabriel Kopun · NMLS 1049369
- Heather Martin · NMLS 1297531
- Hunter Randall · NMLS 2671476
- James Dobbins · NMLS 1663033
- Jennifer Coyle · NMLS 521200
- Jeremiah Lindsey · NMLS 1474953
- Jessica Hickman · NMLS 253826
- John Gieras · NMLS 297182
- Joseph Morris · NMLS 423678
- Joshua Duda · NMLS 158383
- Kara Bradley · NMLS 1806796
- Khary Williams · NMLS 137788
- Kristine Branon · NMLS 894836
- Kyle Bradley · NMLS 488324
- Lindsey Dehn · NMLS 1438750
- Lori Hines · NMLS 409929
- Lyndall Martin · NMLS 2628630
- Mark Godinez · NMLS 2008830
- Mark Madison · NMLS 2172012
- Mathew Ringleb · NMLS 233614
- Meagen Duran · NMLS 1425957
- Michelle Willer · NMLS 595462
- Paige Pooree · NMLS 1278221
- Richard Lebourveau · NMLS 225655
- Ryan Haskell · NMLS 2315926
- Samuel Hickey · NMLS 1449864
- Shelley Rhoades · NMLS 412715
- Stanley Brown · NMLS 1417092
- Taylor Nedrow · NMLS 584283
- Thomas Stone · NMLS 588863
- Traci Everman · NMLS 289967
- Whitney Young · NMLS 1402950
- William Etters · NMLS 860005
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.